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Howard Wealth Management, LLC

Updated today

Client assets under management

$381,000,000

Clients

237

40% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

119

Very High

Average account size

$1,607,595

About

Howard Wealth Management serves individual and high-net-worth clients, pension and profit-sharing plans, and corporate clients, offering discretionary portfolio management, financial planning, pension consulting, family office and wealth planning, and financial consulting. As of February 11, 2026, the firm reports $397 million in discretionary assets under management across roughly 237 client relationships supported by two advisors.

The firm operates as a fiduciary and develops customized portfolios by gathering client goals, risk tolerance, and financial circumstances, primarily using low-cost, diversified mutual funds and ETFs while also employing individual stocks, bonds, and alternative investments when appropriate. Investment selection follows an internal due diligence process and the firm generally takes a long-term approach while permitting tactical reallocations or shorter-term transactions to address client objectives; both discretionary and non-discretionary engagements are offered.

Howard Wealth Management’s brochure highlights formal educational seminars and workshops for employers and retirement plan participants — including participant enrollment meetings and plan-level education on diversification, asset allocation, risk tolerance, and time horizon — services that the firm treats separately from individual client engagements. The firm also combines pension consulting with family office and wealth-transfer services (estate planning and trustee oversight, integrated tax planning, family philanthropy and lifestyle management), a service mix that is less common for advisory teams of this size.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops
Asset allocation, advisory consulting, family office & wealth planning

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy General estate planning guidance Charitable giving & philanthropy

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Fixed fees ranging from $500 to $30,000 for asset allocation, financial planning, financial consulting, family office and wealth planning, and educational seminars/workshops.

Percentage

0.25% to 1.50% annually (negotiable based on client situation, objectives, service complexity, and administration level)

Project-based

Hourly rates from $200 to $375, negotiable for legacy clients, for asset allocation, financial planning, financial consulting, family office and wealth planning, and educational seminars/workshops.

Other

Fee-only: Fixed fees ranging from $500 to $30,000 for services such as asset allocation, financial planning, financial consulting, family office and wealth planning, and educational seminars/workshops; Hourly rates ranging from $200 to $375 per hour (with some legacy clients charged different rates). Fees are negotiable and may be billed quarterly, in advance or arrears, depending on the service agreement.

Main office location

Howard Wealth Management, LLC

Madison CT, United States

Number of offices

2

Most active in

California · Colorado · Connecticut · Florida · Illinois · Louisiana · Massachusetts · New Hampshire · New Jersey · New York · Ohio · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Quick links

Advisors at this firm

user avatar

Brett H

Series 63, Series 66

Norwalk, CT

Howard Wealth Management, LLC

Brett Howard is a financial advisor at Howard Wealth Management, LLC with 23 years of industry experience. He has held roles at APW Capital, Inc. and Cherry Street Partners before joining his current firm in 2018. Outside of advising, Mr. Howard is a member of 47 Lafayette Place, LLC, which manages a real estate property unrelated to investment activities. Howard Wealth Management serves individuals, including high-net-worth clients, pension plans, and corporate clients, managing approximately $356 million in discretionary assets. The firm offers customized portfolio management and wealth planning services with an emphasis on educational outreach and a fiduciary, long-term investment approach.

Wealth management Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy General estate planning guidance Charitable giving & philanthropy Founder/Business Owner Executive
user avatar

Justin H

CFP®, Series 63, Series 65

Madison, CT

Howard Wealth Management, LLC

Justin Howard is a CFP® professional with 28 years of industry experience. He has worked at Howard Wealth Management, LLC since 2018 and previously held roles at APW Capital, Inc. and Cherry Street Partners. Outside of his advisory work, he is a member of 47 Lafayette Place, LLC, an entity related to managing a real estate property. Howard Wealth Management serves individuals, including high-net-worth clients, as well as pension plans and corporate clients, managing approximately $356 million in discretionary assets. The firm offers portfolio management, financial planning, pension consulting, and family office services with a discretionary, customized approach that emphasizes low-cost investments and educational outreach.

Wealth management Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy General estate planning guidance Charitable giving & philanthropy Founder/Business Owner Executive
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