Hornor, Townsend & kent, LLC

Robin Fine is a financial advisor at Hornor, Townsend & Kent, LLC with 39 years of industry experience. He holds the ChFC® designation and has been with Hornor, Townsend & Kent since 1989. In addition to his advisory role, Fine serves on the Board of Trustees and the Investment Committee of Reform Congregation Keneseth Israel. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight.

Ryan Petti is a financial advisor at Hornor, Townsend & Kent, LLC with five years of industry experience. He holds the CFP® and ChFC® designations and has worked at Hornor, Townsend & Kent since 2020. Outside of his advisory role, he is involved in insurance brokerage and financial advising through multiple related business activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services primarily on a non-discretionary basis. The firm utilizes third-party asset manager platforms and emphasizes client-directed investment implementation and oversight.

Ronald Bertke is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2009. In addition to his advisory role, he is involved in life insurance brokerage, providing sales and services for multiple carriers including Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm’s model focuses on client-directed implementation and oversight with a significant portion of assets managed on a non-discretionary basis.

Nathalie Edeen is a financial advisor at Hornor, Townsend & Kent, LLC with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Hornor Townsend & KTNE Inc since 2016 and Penn Mutual Life Insurance Company since 2015. Outside of her advisory role, she is involved in multi-line insurance sales and service, including life, accident, health, and annuity products, and conducts student loan portfolio analyses for recent college graduates. She also engages in retail sales as a TikTok Shop affiliate. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Simon Filip is a financial advisor at Hornor, Townsend & Kent, LLC with three years of industry experience. He holds a Series 66 designation and has prior experience at KRS CPAs LLC and Tobin & Collins CPA PA. Outside of advisory work, he is involved in life insurance brokerage as a selling registered assistant. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms, financial planning, and consulting. The firm combines standard investment approaches with client-directed implementation and oversight.

Martin Valentic is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and over 20 years of industry experience. He has been with Hornor, Townsend & Kent since 2015 and also works with Penn Mutual Life Insurance Company. Outside of advising, he is a part owner of racehorses and operates insurance brokerage businesses focused on life and disability insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Douglas Frye is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Brookstone Capital Management and Spinnaker Financial, Inc. Frye is also the owner and host of a personal finance education platform, TheMoneyClassroom.com. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with an emphasis on client-directed implementation and oversight.

Simon Weinstock is a financial advisor at Hornor, Townsend & Kent, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has worked with Penn Mutual and Star Lite Brokerage, where he has extensive experience in life insurance sales and management. Outside of advisory work, he serves as a court-appointed guardian for two adults and manages a family trust. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset manager platforms. The firm integrates financial planning, consulting, and retirement plan services with a focus on client-directed implementation and oversight.

Joshua Lerma is a financial advisor at Hornor, Townsend & Kent, LLC with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Co., among other firms. Outside of advisory work, he is involved in insurance brokerage activities, including sales and service of Penn Mutual Life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory services through third-party asset manager platforms, financial planning, and consulting. The firm emphasizes client-directed implementation and oversight and manages the majority of client assets on a non-discretionary basis.

Ashley Mc Neely is a financial advisor with Ameriprise in Trinidad, Colorado, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Ameriprise in 2025, Mc Neely worked at Charles Schwab and Cetera Advisors LLC. She is also involved with Certainty of the Uncertainty, LLC, where she manages an advisory business. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research and modeling to provide tax-efficient, customized recommendations through a centralized consulting team. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jeffery Belzeski is a financial advisor at Hornor, Townsend & Kent, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including MassMutual and Park Avenue Securities. In addition to his advisory role, he is involved in life insurance brokerage through 1847Financial and Total Financial Partners in Kansas. Hornor, Townsend & Kent serves individuals, businesses, trusts, and charitable organizations, providing advisory services primarily on a non-discretionary basis through third-party asset managers, with a focus on client-directed implementation and oversight.

Daniel Finkle is a CFP® with 28 years of industry experience, currently serving as an advisor at Hornor, Townsend & Kent, LLC since 1998. He also operates a multi-line insurance brokerage, Finkle Financial Planning, focusing on life, health, and disability insurance. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, emphasizing client-directed implementation and oversight through third-party asset manager platforms and consulting.

Shawn Cowls is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 63 designation and over 21 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual since 2004. Outside of his advisory role, he serves as a board member for the Fund for Reunion Inc., providing portfolio review and rebalancing recommendations, and acts as vice president of his apartment building’s cooperative board. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms and financial planning. The firm emphasizes client-directed implementation and oversight, managing a significant portion of client assets on a non-discretionary basis.

Jerome Goldberg is a financial advisor at Hornor, Townsend & Kent, LLC with 45 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with both Penn Mutual and Hornor, Townsend & Kent since 2002. Goldberg has been involved in multiple life insurance brokerage activities through various entities, including serving as a partner and proprietor in related ventures. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services and utilizes a third-party asset manager platform with discretionary and non-discretionary account options.

Joseph Shalom is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Mass Mutual Investors Services and Penn Mutual Life Insurance Company. Outside of advisory work, he operates a travel agency where he assists clients in researching and booking hotel accommodations. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms with a focus on client-directed implementation and oversight.