Hanley & Associates LLC

Hanley & Associates serves individual investors, small business owners, and corporate pension and profit‑sharing plans, providing financial coaching, financial consulting, retirement‑plan fiduciary reviews, and investor education events. The firm also assists clients with implementation by introducing and acting as co‑advisor to a third‑party portfolio manager and monitoring mutual funds and Section 529 college savings plans on a non‑discretionary basis.

The firm’s client work is driven by a coaching process that begins with an Investor Inventory and, if requested, a more detailed Free Market Investment Analysis to define objectives, risk tolerance, and asset allocation. Hanley & Associates generally provides recommendations rather than exercising discretionary trading authority; clients who want discretionary management are introduced to a third‑party manager that uses asset‑allocation models grounded in modern portfolio theory and performs regular rebalancing.

Distinctive features disclosed in the brochure include that nearly all reported assets—about $20.3 million as of December 31, 2024—are managed on a non‑discretionary basis, and the firm routinely offers educational workshops and a fiduciary investment analysis for plan sponsors. The brochure also discloses that a firm principal is licensed to sell insurance and may receive commissions or incentive awards for insurance sales, which the firm identifies as a potential conflict of interest while maintaining fiduciary procedures.