Golden State Wealth Management, LLC

Golden State Wealth Management serves individuals (including high-net-worth clients), trusts, retirement plans, and business entities with discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm also provides referrals to third-party money managers and operates a wrap-fee program, managing portfolios composed of individual stocks, bonds, ETFs, options, mutual funds and other public and private securities that are regularly monitored and rebalanced.

The firm’s advisors have latitude to employ a variety of analytical approaches — including asset allocation, fundamental and technical analysis, and third‑party manager selection — and offer tailored advice based on client objectives and risk tolerance. GSWM may hire its affiliate, Golden State Asset Management (GSAM), as a sub‑adviser with client authorization, and it discloses that use of that affiliate creates a compensation-related conflict that the firm seeks to manage through disclosures and internal controls.

Noteworthy distinctions include the firm’s multi-branch structure with many advisors operating under numerous “doing business as” names and several affiliated registered advisers (including GSAM, Golden State Equity Partners, Redwood Investment Group, and Arimathea). Certain representatives are also licensed insurance agents who may recommend commissionable insurance products, a practice the brochure identifies as a potential conflict of interest and discloses alongside the firm’s supervisory and disclosure policies.