ECHO Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,828,049
Total clients
36
25% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
36
Average account size
$78,557
About
ECHO Financial provides discretionary asset management, financial planning, and financial consulting to individuals and high‑net‑worth clients. The firm also offers trust implementation assistance through an integrated trust portal and conducts educational seminars and workshops for clients and the public.
Portfolios are managed under discretionary authority and the firm uses a mix of fundamental, technical, charting and cyclical analysis; it may delegate portfolio management to third‑party money managers or sub‑advisors and maintains a co‑advisor relationship with an external registered manager. Client accounts are monitored regularly, with periodic reviews and reporting supported by third‑party platforms and custodial arrangements.
Noteworthy distinctions disclosed in the brochure include an affiliated insurance brokerage and ongoing insurance product sales, an outside business activity that the firm says occupies a substantial portion of the principal’s time and creates potential conflicts of interest. The firm’s hands‑on trust implementation services (data entry, transcription and legal coordination with Integrated Trust Systems) and its offering of free public seminars are services that are less common among peers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Life insurance needs analysis
Tax strategies for small businesses
General estate planning guidance
Trust structures (GRAT, IDGT, revocable)
Fee options
Up to $1,800 per area of planning topic for financial planning services.
$0 - $500,000: 2.00% total annual fee (0.50% Frontier Asset Management + 1.50% ECHO Financial) $500,000.01 - $1,000,000: 1.80% total annual fee (0.30% Frontier Asset Management + 1.50% ECHO Financial) $1,000,000.01 - $5,000,000: 1.75% total annual fee (0.25% Frontier Asset Management + 1.50% ECHO Financial) $5,000,000.01+: 1.70% total annual fee (0.20% Frontier Asset Management + 1.50% ECHO Financial)
Investment Advisor Representatives receive external commissions from sales of investment-related products such as insurance.
Up to $350 per hour for financial planning and consulting services.
Account minimum: ECHO Financial does not require a minimum to open an account. However, third-party money managers that ECHO Financial works with may have minimum account requirements. For example, Frontier Asset Management has a $100,000 minimum account size for mutual fund strategies and a $20,000 minimum for ETF strategies, which may be lowered or waived in some instances. Minimum fee: $150 minimum fee for accounts closed within 90 days of opening. Fee-only: ECHO Financial charges an annual advisory fee for asset management services based on a tiered schedule as above. Fees are negotiable. Financial planning and consulting fees are charged hourly or per planning topic.
Main office location
ECHO Financial LLC
203 W. Arnold
Arnold NE 69120, United States
Number of offices
3
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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