Echo Pelster

Up to $1,800 per area of planning topic for financial planning services.

$0 - $500,000: 2.00% total annual fee (0.50% Frontier Asset Management + 1.50% ECHO Financial) $500,000.01 - $1,000,000: 1.80% total annual fee (0.30% Frontier Asset Management + 1.50% ECHO Financial) $1,000,000.01 - $5,000,000: 1.75% total annual fee (0.25% Frontier Asset Management + 1.50% ECHO Financial) $5,000,000.01+: 1.70% total annual fee (0.20% Frontier Asset Management + 1.50% ECHO Financial)

Investment Advisor Representatives receive external commissions from sales of investment-related products such as insurance.

Up to $350 per hour for financial planning and consulting services.

Account minimum: ECHO Financial does not require a minimum to open an account. However, third-party money managers that ECHO Financial works with may have minimum account requirements. For example, Frontier Asset Management has a $100,000 minimum account size for mutual fund strategies and a $20,000 minimum for ETF strategies, which may be lowered or waived in some instances. Minimum fee: $150 minimum fee for accounts closed within 90 days of opening. Fee-only: ECHO Financial charges an annual advisory fee for asset management services based on a tiered schedule as above. Fees are negotiable. Financial planning and consulting fees are charged hourly or per planning topic.