Dependent Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$41,749,867
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
77
22% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
77
Average account size
$542,206
About
Dependent Financial Planning serves individual clients (including some high-net-worth households) and charitable organizations, providing investment management and comprehensive financial planning through both project-based and ongoing engagements. The firm also offers retirement plan consulting for employer plan sponsors and conducts educational seminars and speaking engagements on personal finance topics.
The firm’s investment approach is built around asset allocation informed by modern portfolio theory and a blend of passive and active strategies, using mutual funds, ETFs, outside managers, and optional implementation via Betterment Advisor Solutions. Services are tailored to clients’ goals and risk tolerances and can include socially responsible investing, held-away account monitoring, and discretionary portfolio management subject to client-imposed restrictions.
Noteworthy for a firm of its scale, Dependent Financial Planning combines employer retirement-plan advisory (including ERISA‑related consulting and participant education) with public and organizational educational programming — two services that are statistically uncommon among independent advisers. The firm operates on a fee-only basis, uses established custodians and third‑party managers for execution and custody, and offers both one-time and ongoing planning alongside managed accounts.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Planning for children with special needs
Business ownership considerations
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Demographic focus
Parents
Childfree
Fee options
Fixed fees range from $840 to $8,000 for project-based financial planning; $1,000 to $5,000 per seminar
$0 - $50,000: 0.90% $50,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.85% $3,000,001+: 0.70%
$320 per hour for project-based financial planning
Ongoing Financial Planning fees range from $70 to $670 per month, paid monthly in arrears
Fee-only: Fee-only firm; compensation solely from clients; no commissions or sales-related compensation
Main office location
Dependent Financial Planning
Edgewater MD, United States
Number of offices
1
Most active in
Dependent Financial Planning has reported serving >5 clients in these states in the last 12 months.
Connecticut · Maryland · Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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