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Elizabeth Yoder

Advisor at Dependent Financial Planning

Updated today
Dependent Financial Planning logo

Firm

Dependent Financial Planning

Location

Edgewater, MD

Credentials

CFP®

Industry experience

6 years

About

Elizabeth Yoder is a CFP® professional with six years of industry experience. She is the sole advisor at Dependent Financial Planning, where she has worked since 2024. Her prior experience includes roles at Hibernia Wealth Partners, Private Advisor Group, Bay Point Wealth, and The Family Firm. Dependent Financial Planning is an independent firm that offers fee-only investment management, financial planning, retirement plan consulting, and educational seminars to individuals, high-net-worth clients, charitable organizations, and employer plan sponsors. The firm’s investment approach combines asset allocation and Modern Portfolio Theory, employing both passive and active strategies, with options for socially responsible investing and held-away account reviews.

Client services

Based on Dependent Financial Planning

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Dependent Financial Planning

Planning for children with special needs Business ownership considerations College savings (529s, UTMA, etc.)

Occupation focus

Based on Dependent Financial Planning

Founder/Business Owner

Demographic focus

Based on Dependent Financial Planning

Parents Childfree

Fee options

Fixed

Fixed fees range from $840 to $8,000 for project-based financial planning; $1,000 to $5,000 per seminar

Percentage

$0 - $50,000: 0.90% $50,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.85% $3,000,001+: 0.70%

Project-based

$320 per hour for project-based financial planning

Subscriptions

Ongoing Financial Planning fees range from $70 to $670 per month, paid monthly in arrears

Other

Fee-only: Fee-only firm; compensation solely from clients; no commissions or sales-related compensation

Location

Edgewater, MD

Most active in

Connecticut · Maryland · Pennsylvania · Texas

Work history

Dependent Financial Planning LLC

2024 - Present (2 years)

Hibernia Wealth Partners, LLC

2023 - 2024 (1 year)

Private Advisor Group, LLC

2021 - 2023 (2 years)

Bay Point Wealth

2019 - 2021 (2 years)

The Family Firm

2017 - 2019 (2 years)

UNEMPLOYED

2016 - 2017 (1 year)

L'Arche Greater Washington DC

2014 - 2016 (2 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Raymond G

CFP®

Edgewater, MD

Raymond L. Gazelle Jr.

College savings (529s, UTMA, etc.) General retirement planning Cash flow / budgeting Wealth management
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Robert C

CFP®, Series 63, Series 65

Annapolis, MD

Clark Company

Income planning General tax planning Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies Founder/Business Owner
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Christopher O

Series 65, Series 66

Edgewater, MD

Harmony Wealth Advisors, LLC

Wealth management Real estate investing Private / alternative investments
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Jacolyn W

Series 63, Series 65

Annapolis, MD

JWC Capital Management, LLC

Wealth management Passive / index investing Active portfolio management

Adam B

CFP®

Annapolis, MD

Ventus Wealth Management

My path to founding a wealth management firm is different than most. As a child, my dream was to become a fighter pilot. After graduating from the United States Naval Academy with a degree in Aerospace Engineering, I achieved that goal, serving on active duty for a decade. I flew the F-18E Super Hornet from aircraft carriers and deployed multiple times to the Western Pacific. After those deployments, the Navy sent me to UNC Kenan-Flagler Business School to study finance, followed by the privilege of teaching undergraduate economics at my alma mater. After transitioning from active duty, I applied the skills I honed in the cockpit and classroom—leadership, effective communication, process improvement, and strategic decision-making—to multiple entrepreneurial ventures. My career as a financial planner is a natural extension of my passion for solving problems and serving others. With a background in engineering, military flight operations, top-tier business education, and collegiate economics instruction, I bring a unique perspective to wealth management: * Tenacity – Giving up is never an option. Just as a fighter pilot must persist in the air, I am relentless in helping my clients succeed. * Calm Under Pressure – I have a proven ability to think clearly in high-stakes situations, whether in the military or financial markets. I will not panic when volatility arises. * Candor – In aviation and life, speaking up is critical when the stakes are high. I will always provide honest advice, even when it’s uncomfortable. Living near Annapolis, Maryland, I cherish time with my family and enjoy Navy football, traveling, boating, and improving my golf game. I also continue to serve as a member of the U.S. Navy Reserves. Ventus Wealth Management — After a decade in the workforce, I became increasingly frustrated by the lack of financial services that truly met my needs. I couldn’t find a firm or advisor that offered the right combination of: ☑️A transparent fee and incentive structure ☑️ A flexible, client-focused service model ☑️ Modern technology solutions ☑️ Virtual meeting capabilities ☑️ Expertise tailored to my specific situation Recognizing this gap, I launched Ventus Wealth Management to address these shortcomings. Everything we do is designed with our clients in mind. Every element of our service and business model is intentionally crafted to deliver value and provide solutions that meet your needs.

College savings (529s, UTMA, etc.) Cash flow / budgeting Airline Pilot Military & Veterans Established Professionals Gen X (Born 1965-1980)
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Jeff M

Series 63, Series 65

Mitchellville, MD

JRM Capital Management Inc.

Equity compensation tax strategy Options & derivatives strategies Founder/Business Owner Retired
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