CSP Financial Group LLC logo

CSP Financial Group LLC

Updated today

Total assets under management

$119,237,758

Total clients

312

10% high-net worth

Total advisors

20

of 19 employees

Firm size

Multi Team

Average clients per advisor

16

Average account size

$382,172

About

CSP Financial Group serves individual and high‑net‑worth clients as well as business entities, offering discretionary asset management, financial planning, donor‑advised giving, portfolio analysis (MRI), ERISA retirement‑plan advisory (3(21) and 3(38)) services, and seminars. The firm also acts as a co‑advisor/referrer to third‑party managers such as Matson Money and provides held‑away account management for 401(k), TSP and HSA accounts.

The firm’s investment process is built around Modern Portfolio Theory and predominantly long‑term purchases, with customized asset allocation, ongoing monitoring, and periodic rebalancing tied to clients’ goals and risk tolerances. CSP conducts due diligence and annual reviews of third‑party managers, and leverages Matson Money programs (including access to Free Market Funds and DFA mutual funds) along with tax‑aware asset‑location and opportunistic rebalancing for held‑away assets.

Notable disclosures in the brochure differentiate CSP from many peers: an affiliated person spends significant time operating as an independent insurance agent (with separate commission compensation), the firm receives a portion of third‑party manager fees when referring clients, and it has an arrangement with an external estate‑planning service provider for which it may receive fees; these relationships are disclosed and described as potential conflicts. Together with its mix of ERISA fiduciary services, paid MRI analyses for Matson Money clients, and reliance on third‑party manager placements, this combination of insurance activity and referral/fee arrangements is more concentrated than is typical for multi‑team firms.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops Portfolio analysis (mri) services

Expertise

Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Portfolio Analysis (MRI) Service: one-time fixed fee of $500.

Percentage

$0 - $1,000,000: 1.20% annually $1,000,000.01 - $3,000,000: 1.00% annually $3,000,000.01 - $5,000,000: 0.90% annually $5,000,000.01 - $10,000,000: 0.80% annually $10,000,000.01+: 0.70% annually

Commissions

Investment Advisor Representatives receive commissions from sales of insurance products as licensed insurance agents.

Project-based

Consultation Services charged at $300 per hour.

Other

Fee-only: Financial planning fees: Full Financial Plan fixed fee up to $1,200; Consultation Services hourly fee $300/hour.

Main office location

CSP Financial Group LLC

14300 North Northsight Blvd, Suite 120

Scottsdale AZ 85260, United States

Number of offices

17

Most active in

Arizona · Arkansas · California · Colorado · Delaware · District of Columbia · Florida · Georgia · Illinois · Iowa · Louisiana · Maryland · Massachusetts · Minnesota · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · Oklahoma · Pennsylvania · South Carolina · Tennessee · Texas · Utah · Virginia · Washington · West Virginia · Wisconsin

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

He M

Series 63, Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Varaphone P

Series 63, Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Michael P

Series 63, Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Mark F

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Ethan G

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Mark M

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Henry L

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Craig T

Series 63, Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Kai J

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Mandi H

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Charles P

ChFC®, Series 63, Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Nicholas D

Series 65, Series 66

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Douglas M

Series 63, Series 66

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Kim T

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
user avatar

Hayden S

Series 65

Scottsdale, AZ

CSP Financial Group LLC

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")