He Ma
Advisor at CSP Financial Group LLC
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
CSP Financial Group LLC
Location
Scottsdale, AZ 85260
Credentials
Series 63, Series 65
Industry experience
10 years
About
He Ma is a financial advisor at CSP Financial Group LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms, including GoHealth and UnitedHealthcare. In addition to his advisory role, He Ma is an independent health insurance agent and owner of JM Capital Group LLC. CSP Financial Group LLC provides investment advisory and financial planning services to individuals, charitable organizations, and business entities. The firm employs a long-term investment approach grounded in Modern Portfolio Theory and often collaborates with third-party managers for portfolio implementation while maintaining ongoing advisory roles.
Client services
Based on CSP Financial Group LLC
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Portfolio analysis (mri) services
Fee options
Portfolio Analysis (MRI) Service: one-time fixed fee of $500.
$0 - $1,000,000: 1.20% annually $1,000,000.01 - $3,000,000: 1.00% annually $3,000,000.01 - $5,000,000: 0.90% annually $5,000,000.01 - $10,000,000: 0.80% annually $10,000,000.01+: 0.70% annually
Investment Advisor Representatives receive commissions from sales of insurance products as licensed insurance agents.
Consultation Services charged at $300 per hour.
Fee-only: Financial planning fees: Full Financial Plan fixed fee up to $1,200; Consultation Services hourly fee $300/hour.
Location
14300 North Northsight Blvd, Suite 120
Scottsdale, AZ 85260
Most active in
He M has reported serving >5 clients in these states in the last 12 months.
Arizona · Texas
Work history
CSP Financial Group, LLC
2024 - Present (2 years)
CSP Financial Group, LLC
2024 - Present (2 years)
GoHealth
2023 - 2024 (1 year)
Strategic Healthcare Financial Advisors, LLC
2022 - 2023 (1 year)
UnitedHealthcare
2021 - 2023 (2 years)
Language Line Solutions
2019 - 2021 (2 years)
JM Capital Group LLC
2019 - Present (7 years)
Independent agent
2018 - Present (8 years)
Lifetime Financial Group, LLC
2017 - 2024 (7 years)
HealthCare Solutions Team
2016 - 2018 (2 years)
Cerna Health Care
2014 - 2016 (2 years)
Lifetime Financial Advisors, LLC
2014 - 2024 (10 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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