City Center Advisors, LLC

City Center Advisors serves individual and high‑net‑worth clients as well as businesses, offering discretionary asset management, unified managed account solutions, ERISA plan services (including the ability to act as a 3(38) investment manager), and limited‑scope financial planning. The firm also holds public seminars and workshops to educate attendees and does not charge a fee for seminar attendance.

The firm uses a Modern Portfolio Theory framework to build portfolios tailored to each client’s goals, time horizon and risk tolerance, and performs periodic account reviews (quarterly or more often as market conditions dictate). Implementation is discretionary and may involve model portfolios, the firm’s Overlay Portfolio Management (OPM) program, and the use of sub‑advisors; disclosed strategies include long‑ and short‑term holdings, trading, margin, and option writing.

Distinctive features include the active use of derivatives and option strategies in client accounts—its brochure explicitly describes covered and uncovered option writing, spreading strategies, and notes that fees may be billed on gross asset value when margin or covered calls are utilized—practices that are less common among peer team firms. The firm’s principals also operate an affiliated insurance agency and devote substantial time to insurance sales (with commissions disclosed as a conflict of interest the firm says it mitigates), and the firm does not vote client proxies, leaving proxy voting to clients.