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David Hardin

Advisor at City Center Advisors, LLC

Updated today

Location

Dubois, PA

Credentials

Series 65

Industry experience

5 years

About

David Hardin is a financial advisor at City Center Advisors, LLC with five years of industry experience. He holds a Series 65 designation and is also a member of Einsteinian AI LLC, a non-investment-related business. Prior to his current role, he has been involved with City Center Advisors and its affiliated entities since 2016. City Center Advisors serves individual and high-net-worth clients as well as businesses, providing discretionary asset management, unified managed accounts, ERISA plan services, and limited-scope financial planning. The firm employs a Modern Portfolio Theory approach and actively uses derivatives and option strategies in client portfolios.

Client services

Based on City Center Advisors, LLC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on City Center Advisors, LLC

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Wealth management

Occupation focus

Based on City Center Advisors, LLC

Founder/Business Owner Executive

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Fee options

Fixed

Financial planning fees billed 50% in advance with balance due upon delivery; fees are non-negotiable but may be waived if plan is implemented through the firm.

Percentage

Up to 2% annually, negotiable based on criteria such as relationship, asset type, dollar amount, negotiations, etc.

Commissions

Insurance products sold by firm owners generate commissions.

Project-based

Limited scope planning services at $500 per hour.

Other

Account minimum: $25,000 Fee-only: Asset management fees are charged; Financial Planning fees are non-negotiable; Hourly fees for limited scope planning are $500 per hour.

Location

Dubois, PA

Most active in

Pennsylvania

Work history

Einsteinian AI LLC

2024 - Present (2 years)

City Center Advisors, LLC

2020 - Present (6 years)

City Center Advisors, LLC

2018 - Present (8 years)

City Center Financial, LLC

2016 - Present (10 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Alex M

CFP®, Series 66

Dubois, PA

The AmeriFlex Group

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Wealth management Retirement income strategy Equity compensation tax strategy Business exit / sale strategy Founder/Business Owner Retired Executive
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Scott B

CFP®, Series 66

Dubois, PA

The AmeriFlex Group

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Wealth management Retirement income strategy Equity compensation tax strategy Business exit / sale strategy Founder/Business Owner Retired Executive
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Du Bois, PA

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General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Series 66

Du Bois, PA

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ESG / Sustainable investing Tax-loss harvesting Executive Founder/Business Owner
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Du Bois, PA

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ESG / Sustainable investing Tax-loss harvesting Executive Founder/Business Owner
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