Caldwell Sutter Capital, Inc.

Caldwell Sutter Capital primarily serves high‑net‑worth individuals, their families, and related entities, and also accepts corporate and municipal clients. The firm offers portfolio management and financial planning across customized strategies and manages roughly $606 million for a mid‑sized client base supported by five advisors.

The firm emphasizes a bottom‑up, fundamental value approach, researching individual equities and fixed‑income issues and targeting what it calls “pockets of structural inefficiency,” with a long‑term, buy‑and‑hold orientation. Clients complete an investment profile that guides tailored allocations among the firm’s CS Value Equity, CS Value Income, and CS Strategic Diversified strategies; the firm includes fee‑based annuity subaccounts in billing and may use margin/borrowing in separately managed accounts where authorized.

Noteworthy aspects disclosed in the brochure include dual registration as an SEC‑registered investment adviser and a FINRA member broker‑dealer, registration as a municipal advisor, and licensure as an insurance agency, which enable the firm to purchase bonds in the wholesale market and sell them directly to clients and to offer insurance products. Those affiliations mean some staff also earn commission‑based or principal compensation, the firm recommends its broker‑dealer (clearing through Wedbush) for certain strategies while using Charles Schwab for others, and the brochure describes disclosure, consent, and supervisory procedures the firm uses to address resulting conflicts and custody arrangements.