Vested Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$157,174,739
Total clients
37
100% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
37
Average account size
$4,247,966
About
Vested Financial Planning, LLC is an SEC‑registered independent advisory firm that serves a small roster of individual, high‑net‑worth, and business clients, managing roughly $157 million for about 37 clients. The firm offers ongoing portfolio management, comprehensive and project financial planning, employee equity planning, held‑away account management, and educational seminars.
The firm primarily constructs passive, multi‑asset portfolios grounded in modern portfolio theory while also applying fundamental analysis and, when appropriate, engaging outside managers for sub‑advisory services. It manages held‑away retirement and other accounts through a third‑party provider (Pontera) to implement allocation changes using client online access (credentials are not retained by the firm), and includes those held‑away assets in its reporting of assets under management.
Noteworthy features include a relatively high asset‑per‑client profile and an account minimum policy that ties comprehensive planning inclusion to larger relationships, which may affect the mix of services offered to individual clients. The brochure also discloses operational and compliance specifics that differ from many peers — for example, circumstances in which the firm is deemed to have constructive custody (third‑party standing letters of authorization and fee withdrawals) and the firm’s related persons may trade in securities that are recommended to clients — items prospective clients may wish to review in the full disclosure.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Equity Recipients (RS/RSU, SOP, ESPP)
College savings (529s, UTMA, etc.)
Retirement income strategy
Cash flow / budgeting
Occupation focus
Technology Professional
Executive
Founder/Business Owner
Fee options
Fixed fee Financial Planning generally between $10,000 and $50,000, negotiable.
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001 - $5,000,000: 0.75% $5,000,001 - $15,000,000: 0.70% $15,000,001 - $25,000,000: 0.60% $25,000,001+: 0.50%
$500 per hour for onboarding services if investment management agreement initiated but assets under $3,000,000.
Account minimum: $3,000,000 Fee-only: Comprehensive Financial Planning ongoing annual fee between $10,000 - $50,000, paid quarterly in advance; Fixed fee Financial Planning generally between $10,000 and $50,000; Employee Equity Planning annual fee between $1,000 - $50,000, paid quarterly in advance; $500 per hour onboarding fee if investment management initiated but assets under $3,000,000.
Main office location
Vested Financial Planning, LLC
San Carlos CA, United States
Number of offices
1
Most active in
Vested Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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