Advisor at Vested Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Vested Financial Planning, LLC
Location
San Carlos, CA
Credentials
CFP®, Series 65
Industry experience
12 years
Thomas Lo is a CFP® and Series 65-licensed financial advisor with 12 years of industry experience. He has worked at Aspiriant from 2015 to 2018 and has been with Vested Financial Planning, LLC since 2018. Vested Financial Planning is a single-advisor SEC-registered investment adviser serving primarily individual and high-net-worth clients. The firm combines passive portfolio construction with fundamental analysis and selective use of outside managers and ETFs, focusing on discretionary portfolio management, comprehensive financial planning, and employee equity planning.
Based on Vested Financial Planning, LLC
Based on Vested Financial Planning, LLC
Based on Vested Financial Planning, LLC
Fixed fee Financial Planning generally between $10,000 and $50,000, negotiable.
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001 - $5,000,000: 0.75% $5,000,001 - $15,000,000: 0.70% $15,000,001 - $25,000,000: 0.60% $25,000,001+: 0.50%
$500 per hour for onboarding services if investment management agreement initiated but assets under $3,000,000.
Account minimum: $3,000,000 Fee-only: Comprehensive Financial Planning ongoing annual fee between $10,000 - $50,000, paid quarterly in advance; Fixed fee Financial Planning generally between $10,000 and $50,000; Employee Equity Planning annual fee between $1,000 - $50,000, paid quarterly in advance; $500 per hour onboarding fee if investment management initiated but assets under $3,000,000.
San Carlos, CA
California · Texas
Vested Financial Planning, LLC
2018 - Present (8 years)
Aspiriant
2015 - 2018 (3 years)
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Is not active or affiliated with:
Insurance agent
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Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
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