Personal Financial Solutions, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$155,649,583
Total clients
131
30% high-net worth
Total advisors
2
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
66
Average account size
$1,188,165
About
Personal Financial Solutions, LLC provides discretionary investment management, comprehensive financial planning, and one‑time or periodic investment advisory services to individuals (including both high‑net‑worth and non‑HNW clients), as well as trusts, businesses and qualified retirement plans. The firm reports managing about $155.6 million for roughly 131 client relationships and tailors asset allocations and account restrictions to individual needs.
PFS combines a strategic long‑term base allocation with tactical intermediate‑term adjustments, diversifying across multiple equity capitalization categories and styles and implementing portfolios primarily with mutual funds and ETFs, with quarterly rebalancing and ongoing monitoring. Investment analysis uses a mix of fundamental, technical, cyclical and charting methods, and, depending on client risk tolerance, the firm may employ margin, short sales, options and exposures to alternatives such as REITs, MLPs, private placements and crypto‑related vehicles.
A noteworthy disclosure in the brochure is that an owner‑member of the firm holds a one‑third ownership interest in another registered investment adviser and divides professional time between the two firms, a relationship the firm discloses and that is uncommon among peers. The firm also highlights long ownership continuity since its 1996 inception and typically recommends a single qualified custodian for custody and trade execution, which provides ancillary services to the firm in addition to custody.
Client services
Expertise
Fee options
Fees for Financial Planning and Investment Advisory Services are fixed rates, negotiable on a client-by-client basis and specified in each individual contract.
$0 - $499,999: 1.25% $499,999 - $999,999: 1.15% $1,000,000+: 1.00%
Main office location
Personal Financial Solutions, LLC
2517 Highway 35, Building I Suite 103
Manasquan NJ 08736, United States
Number of offices
1
Most active in
Florida · New Jersey · Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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