C
Christopher Investment Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$2,163,534
Total clients
0
Total advisors
1
of 1 employees
Firm size
Investment Manager
May not manage individual clients
Average clients per advisor
0
Average account size
—
About
Christopher Investment Advisors is a small, fee-only investment advisory firm that provides ongoing portfolio management and financial planning to individuals, families, and businesses. Although many firms in its category primarily manage pooled or institutional assets, this firm intentionally focuses on a limited roster of individual clients, including non‑high‑net‑worth households.
The firm follows a disciplined, endowment‑style approach, developing a customized investment policy for each client that emphasizes broad asset allocation, modern portfolio theory, and the use of low‑cost index funds and ETFs. Portfolios are monitored and rebalanced as needed, and investment management is integrated with financial planning in accordance with CFP Board practice standards.
Compared with many peers, the firm’s service and fee menu is notably flexible: in addition to AUM‑based management and negotiated retainers, it offers hourly and project‑based planning engagements, an arrangement that is uncommon among investment managers. The practice operates as an independent, fee‑only adviser that does not take commissions or soft dollars, does not custody client assets, and places trades through independent custodians.
Client services
Financial planning
Portfolio management
Expertise
Passive / index investing
Wealth management
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
Negotiated flat fee for asset management and financial planning services, invoiced quarterly or semi-annually on a pro-rata basis
$0 - $1,000,000: 0.75% $1,000,000 - $2,000,000: 0.50% $2,000,000+: 0.30%
$150 per hour
Account minimum: $50,000 Minimum fee: $250 quarterly / $1,000 annually Fee-only: All services are fee-only; no commissions, finder’s fees or referral fees
Main office location
Christopher Investment Advisors
Beverly MA, United States
Number of offices
1
Most active in
Christopher Investment Advisors has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")