Advisor at Christopher Investment Advisors
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Christopher Investment Advisors
Location
Beverly, MA
Credentials
CFP®
Industry experience
17 years
Christopher Sadkowski is a CFP® with 17 years of industry experience and has been the principal advisor at Christopher Investment Advisors since 2012. He operates a single-advisor, fee-only independent practice based in Beverly, MA. Christopher Investment Advisors provides investment management and financial planning to individuals, families, and businesses, focusing on a limited number of personal clients rather than pooled investment vehicles. The firm follows an endowment-style, academically supported approach that emphasizes broad diversification, low-cost passive investments, and tailored written investment policies, offering both asset-based management and non-AUM financial planning options.
Based on Christopher Investment Advisors
Negotiated flat fee for asset management and financial planning services, invoiced quarterly or semi-annually on a pro-rata basis
$0 - $1,000,000: 0.75% $1,000,000 - $2,000,000: 0.50% $2,000,000+: 0.30%
$150 per hour
Account minimum: $50,000 Minimum fee: $250 quarterly / $1,000 annually Fee-only: All services are fee-only; no commissions, finder’s fees or referral fees
Beverly, MA
Massachusetts
Christopher Investment Advisors
2012 - Present (14 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 65
Reading, MA
MS Financial Services, LLC
CFP®
Medford, MA
Hennessy Financial Services
CFP®, ChFC®, Series 66
Andover, MA
Zen Financial Planning, LLC
CFP®, Series 66
Manchester By The Sea, MA
Stonehaven Private Wealth Management LLC
CFP®, Series 63, Series 65
Danvers, MA
Butterworth Financial LLC
CFP®, Series 63, Series 66
Salem, MA
Red Clover Wealth Management, LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")