Olivia Zwetzig

Michael Elliott is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on connecting clients to the people, planning, and processes that align with their unique financial ambitions. Michael works closely with clients to help them plan and fund children’s education, prepare for retirement and potential healthcare expenses, and develop personalized strategies aimed at achieving long-term family goals. Michael holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned his High School Diploma from Saginaw High School. His approach emphasizes simplicity and transparency in wealth planning, ensuring clients feel confident and informed throughout the process. As a Merrill advisor, Michael prioritizes integrating all aspects of a client’s financial life to focus on the goals that matter most.

Julianne Gwizdala is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch for over 20 years and is part of The Weisshaut Group, working closely with affluent families in Boca Raton, Florida, and guiding multiple generations to define their financial objectives and implement tailored strategies. Her professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Julianne's role emphasizes providing customized advice and disciplined investment approaches to support clients' financial goals. Julianne resides in Coral Springs, Florida, and enjoys spending time with family and traveling.

Jesse Lillard is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Saginaw, Michigan. He specializes in helping successful professionals and entrepreneurs prepare for retirement, manage career transitions, and navigate complex financial decisions. Jesse and his team provide client-focused guidance across areas such as personal retirement planning, portfolio management, liquidity management, tax minimization, small business strategies, and special needs planning. With over a decade of experience since joining Merrill Lynch in 2012, Jesse builds tailored financial strategies grounded in understanding each client’s unique priorities. He holds the Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Jesse earned his Bachelor’s Degree, Cum Laude, from Wayne State University. Outside of his professional work, Jesse is active with the Midland Noon Rotary Club. He spends time with his wife and two children, sharing interests that include Michigan State basketball, music, fishing, and outdoor activities. Jesse’s personal philosophy centers on aligning clients’ financial lives with what matters most to them by developing clear, practical strategies to help them move forward with confidence.

Noah Provenzano is a Financial Advisor with Merrill Lynch Wealth Management, where he joined the Provenzano-Bade-Wood Group in December 2022. He brings seven years of experience in the financial services industry, including leadership of Morgan Stanley's Financial Planning Team for the Southeastern Michigan and Northwest Ohio regions. Noah focuses on providing clients with highly tailored personal financial strategies. His areas of expertise include personal retirement planning, portfolio management services, and retirement income. Noah employs a comprehensive wealth management approach, working closely with clients and utilizing Merrill's analytical resources to connect current investments with clients' future goals. Noah holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed an Accredited Certificate Program at the University of Pennsylvania. Outside of his professional work, Noah enjoys baseball, basketball, boating, camping, cooking, fishing, football, golfing, spending time with family, and traveling.