Jesse Lillard
Advisor at Merrill
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Jesse Lillard is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Saginaw, Michigan. He specializes in helping successful professionals and entrepreneurs prepare for retirement, manage career transitions, and navigate complex financial decisions. Jesse and his team provide client-focused guidance across areas such as personal retirement planning, portfolio management, liquidity management, tax minimization, small business strategies, and special needs planning.
With over a decade of experience since joining Merrill Lynch in 2012, Jesse builds tailored financial strategies grounded in understanding each client’s unique priorities. He holds the Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Jesse earned his Bachelor’s Degree, Cum Laude, from Wayne State University.
Outside of his professional work, Jesse is active with the Midland Noon Rotary Club. He spends time with his wife and two children, sharing interests that include Michigan State basketball, music, fishing, and outdoor activities. Jesse’s personal philosophy centers on aligning clients’ financial lives with what matters most to them by developing clear, practical strategies to help them move forward with confidence.
Client services
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Performance measurement reports, allocation modeling, ips, research reports and services, see schedule d
Expertise
Retirement income strategy
General retirement planning
Business exit / sale strategy
Retirement plans for business owners (SEP, solo 401k)
Income planning
Occupation focus
Founder/Business Owner
Demographic focus
Mid-Career Professionals
Parents
Work history
Bank Of America, N.a.
2013 - Present (13 years)
Merrill Lynch, PIERCE, FENNER & SMITH INCORPORATED
2012 - Present (14 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
Matthew L
Series 66
Bay City, MI
Edward Jones
Michael E
Series 63, Series 65
Saginaw, MI
Merrill
Michael Elliott is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on connecting clients to the people, planning, and processes that align with their unique financial ambitions. Michael works closely with clients to help them plan and fund children’s education, prepare for retirement and potential healthcare expenses, and develop personalized strategies aimed at achieving long-term family goals. Michael holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned his High School Diploma from Saginaw High School. His approach emphasizes simplicity and transparency in wealth planning, ensuring clients feel confident and informed throughout the process. As a Merrill advisor, Michael prioritizes integrating all aspects of a client’s financial life to focus on the goals that matter most.
David M
Series 66
Frankenmuth, MI
Edward Jones
Julianne G
Series 63, Series 66
Bay City, MI
Merrill
Julianne Gwizdala is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch for over 20 years and is part of The Weisshaut Group, working closely with affluent families in Boca Raton, Florida, and guiding multiple generations to define their financial objectives and implement tailored strategies. Her professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Julianne's role emphasizes providing customized advice and disciplined investment approaches to support clients' financial goals. Julianne resides in Coral Springs, Florida, and enjoys spending time with family and traveling.
Mary H
CFP®, Series 63, Series 66
Essexville, MI
Edward Jones
Rick F
CFP®, Series 66
Midland, MI
Edward Jones
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")