Mark Sperry

At Pier 42 Advisors, we understand that successful wealth planning is about more than just plugging numbers into a formula and generating a generic plan. Instead, it’s about taking the time to understand your specific needs and the “why” behind your motivations. Our goal is to serve as your trusted partner by working alongside you to incorporate your values, emotions, concerns and motivations into a tailored financial plan to guide your actions. By focusing primarily on building relationships, trust and understanding, we are better able to help you achieve your version of financial success, whatever that may be.

I grew up watching my parents pour everything they had into building small businesses from the ground up. Their work ethic was unmatched. But despite all their success, true financial security always seemed just out of reach. The missing piece? A cohesive plan to tie it all together. That stuck with me. It’s why I chose this path - to help people like my parents turn years of hard work into lasting peace of mind. It’s work that’s deeply meaningful to me, and one of the best decisions I’ve ever made. I partner with clients to turn complex financial questions into clear, actionable strategies—especially around retirement timing, income planning, and tax efficiency. The goal isn’t just to create a plan, but to help you make confident decisions at every stage of life. Whether you are mid-career, nearing retirement, or just looking for a clearer path forward, I offer calm, objective guidance to help you move ahead with confidence. I especially enjoy working with Gen X professionals who are feeling the pressure of catching up—and are ready to take action. If you’re motivated to close the gap and build a secure, flexible future, we’re probably a strong fit.

Michael Lucier serves as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity Investments in various roles since 2005, progressing from Retirement Investment Specialist I to his current leadership role. Prior to Fidelity, he worked as a Brokerage Assistant at Legg Mason Wood Walker, Inc. from 2003 to 2005. Throughout his career, Michael has developed expertise in investment planning and client service, partnering with clients to establish lifelong investment planning relationships aimed at financial prosperity and peace of mind. He holds a California Insurance License. Outside of his professional role, Michael's personal interests include beach activities, cooking and baking, exploring culinary experiences as a foodie, gardening, golf, and painting.

Mark Joyce is the Senior Financial Advisor and Managing Director with the Joyce Group, as well as the Senior Vice President of the Wealth Management department at Merrill Lynch Wealth Management. With forty years of experience, Mark works closely with individuals, family offices, and small businesses to execute disciplined investment and wealth strategies. He earned a Bachelor of Arts degree from St. Michael's College and holds the Personal Investment Advisor (PIA) designation. Mark has been recognized for his professional achievements, having been selected to the Financial Times "Top 400 Advisors" list in 2013, 2016, 2017, and 2018, Barron's "Top 1,200 Financial Advisors" from 2018 to 2024, and Forbes "Best-in-State Wealth Management Teams" from 2023 to 2026. Mark's client focus areas include executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. Outside of his professional work, Mark enjoys boating, golfing, ice hockey, skiing, and spending time with his family.

Robert Lyons is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 20 years of progressive experience in the financial services industry. He specializes in assisting individuals and businesses to achieve their financial goals by developing and implementing tailored financial and investment strategies. His areas of focus include college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and tax minimization. Robert holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both his bachelor's degree in Accounting and his MBA in Finance from the University of Massachusetts Amherst. A long-time resident of Townsend, Massachusetts, Robert lives with his wife and three children. Outside of his professional work, Robert is involved in community service and volunteers with local organizations. His personal interests include biking, camping, gardening, hiking, running, yoga, and spending time with his family.