Financial advisors in New York for Tax Planning

Daniel Krystyniak is a Senior Financial Advisor and Senior Vice President based at the 75 Rockefeller Plaza branch of Merrill Lynch Wealth Management. He specializes in providing individually tailored investment and wealth management strategies to a select group of affluent clients. Daniel focuses on understanding clients' specific situations and goals to develop personalized advice and access to specialized investment services, assisting with portfolio management, cash management, retirement planning, and comprehensive wealth preservation and transfer services. Daniel holds a Bachelor’s Degree from Iona College and has earned the Chartered Retirement Planning Counselor™ designation awarded by the College for Financial Planning Institutes Corp. He also holds the Personal Investment Advisor (PIA) professional designation. Daniel employs a holistic, data-driven approach to investing, collaborating with clients’ other advisors to address tax, estate, and wealth transfer planning. His professional practice includes expertise in divorce transition planning, legacy planning, personal retirement planning, philanthropic planning, individual and corporate investment strategy, and retirement income. Outside of his professional role, Daniel participates in community volunteering and enjoys personal interests such as fishing, hiking, and traveling. He has been married to his wife, Christa, for 25 years, and they have three children.

Angel Sanchez is a Financial Advisor with Merrill Lynch Wealth Management. With over 20 years of experience, he works closely with clients to understand their short-, mid-, and long-term financial goals. His areas of expertise include personal retirement planning, college and education planning, family wealth management strategies, legacy planning, portfolio management, small business strategies, and individual and corporate investment strategies. He provides clients with guidance on general investing, retirement planning, and savings, while also offering access to Bank of America specialists for additional banking, credit, and home financing solutions. Born in the Dominican Republic and raised in Northern New Jersey, Angel is fluent in both English and Spanish, enabling him to connect with a diverse range of clients. He holds a Personal Investment Advisor (PIA) designation and is registered under NMLS number 599071. Angel attended Montclair State University, where he did not complete a degree, and earned his high school diploma from Passaic High School. Outside of his professional work, he enjoys baseball, basketball, dancing, drawing, football, hiking, horseback riding, music, traveling, and watching movies. Angel lives in Northern New Jersey with his wife Jennifer and their three sons.

Bruce Uber is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2005 after working in a private family office and works with affluent individuals, families, business owners, non-profits, and institutional clients. Bruce’s advisory expertise encompasses retirement, tax, trust, estate, and insurance planning strategies. Bruce holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation granted by the Certified Financial Planning Board of Standards as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Science in Business Management from Boston University and a Master of Business Administration in Finance from the Graduate School of Business Administration at Fordham University. Bruce also attended Columbia University. Residing in Manhattan with his wife, Bruce enjoys traveling and the arts. He is also a marathon runner supporting The Michael J. Fox Foundation for Parkinson's Research.

Liang Shen is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and businesses take control of their finances and achieve financial priorities through personalized investment advice, tax-efficient strategies, estate services, and comprehensive financial planning. His client services include corporate executive services, family wealth management, institutional investment consulting, international wealth management, legacy planning, liquidity management, and retirement planning. Shen has a background in Finance, Economics, Business Administration, and Management, with extensive experience in financial modeling, analysis, forecasting, valuation, and portfolio management. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His education includes a Bachelor's degree from Shanghai Normal University, and multiple Master's degrees including an MBA from Hult International Business School and degrees from Harrisburg University of Science and Technology. He is proficient in English, Mandarin, Chinese, and Shanghainese. Outside of his professional work, Liang Shen has interests in dancing, hiking, music, photography, reading, running, singing, swimming, watching movies, and writing. His approach emphasizes identifying what matters to clients and their families to develop strategies to pursue their financial goals.

Victor Quintana is an International Wealth Advisor with Merrill Lynch Wealth Management and a member of The Graham-Quintana Group. Since entering the financial services industry in 2007 and joining Merrill Lynch in 2013, he has worked with international families, entrepreneurs, first-generation wealth creators, multigenerational families, and global institutions. Victor assists clients with investment management, liquidity, foreign exchange solutions, international trust and estate planning services, and managing transitional financial events such as retirement, inheritance, or the sale of a business. He also supports clients' commercial banking and financing needs through Bank of America and collaborates with clients' other professional advisors on estate planning and tax minimization strategies. Victor holds a bachelor's degree in finance and investments from Baruch College's Zicklin School of Business. He carries several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in English and Spanish, he offers clients customized investment strategies and guidance on complex cross-border financial matters. Outside of his professional role, Victor enjoys physical activities such as soccer, swimming, hiking, running, biking, boxing, skiing, and running marathons. He values lifelong learning and spends his leisure time reading non-fiction, biographies, self-help books, and market and current-events publications. Victor also enjoys traveling and exploring different cultures with his wife and two young children.

Anthony Matrone is a Financial Advisor with Merrill Lynch Wealth Management, where he works to help clients develop personalized financial strategies tailored to their unique ambitions and priorities. He joined the Chau Gardner Group in May 2020 and previously served as a Financial Advisor at MassMutual, focusing on financial planning for small business owners and families with Special Needs children. Anthony offers guidance in areas including college education planning, personal retirement planning, liquidity management, small business strategies, and specialized services for endowments, foundations, and non-profits. Anthony holds a Bachelor of Arts degree from New York University. He is a Personal Investment Advisor (PIA) and leverages access to top-tier specialists in banking, credit, mortgages, business solutions, and trust management to address a comprehensive range of client needs. He values getting to know clients personally to create tailored financial plans that reflect their goals across short, mid, and long-term horizons. Outside of his professional work, Anthony resides on Staten Island with his wife and their young twins. He volunteers as a fundraiser for Volunteers of America (VOA) and has interests including biking, cooking, football, genealogy, music, photography, spending time with family, and table tennis.

John Paul Pawlowski is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides a planning-based asset management service to a select group of successful individuals and businesses. John Paul works closely with specialists across various areas to offer a range of services including portfolio management, market research, wealth preservation, retirement planning, income solutions, rule 144 equity sales, and lending services through Bank of America, N.A. His client focus includes college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. John Paul holds a Bachelor of Arts degree in Business Administration from Muhlenberg College. He is a CERTIFIED FINANCIAL PLANNER® professional, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and a Personal Investment Advisor (PIA). He began his career at Merrill Lynch Wealth Management in 2002 and serves as a Senior Vice President and Wealth Management Advisor. He lives in Ridgewood, New Jersey, with his wife, Eliza, and their two sons, Jack and Logan. Outside of his professional responsibilities, John Paul spends most of his free time with his family and enjoys basketball, golfing, running, and skiing.

Wendy Brown is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience to her role. She specializes in a range of areas including college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, and retirement planning among others. Wendy works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals, drawing on her background in accounting and finance to manage both assets and liabilities effectively. Wendy holds a Bachelor's Degree from New York University and is a Retirement Benefits Consultant, assisting businesses and corporate executives with retirement solutions and concentrated stock positions. Her professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Wendy is also active in her community, serving as a mentor for the NYU Business Plan Competition and the Roslyn High School Next Leaders program. Outside of her professional responsibilities, Wendy enjoys a range of activities such as biking, cooking, gardening, hiking, horseback riding, skiing, tennis, traveling, yoga, and spending time with her family. Her philosophy emphasizes developing financial strategies through one-on-one collaboration to help clients achieve their personal and financial objectives.

James Makrianes is a Financial Advisor at Merrill Lynch Wealth Management, where he collaborates with individuals and families to develop personalized investment and retirement strategies. He emphasizes a client-first philosophy, aiming to understand each client's unique goals, values, and priorities to create tailored financial plans. His practice includes expertise in areas such as equity compensation services, legacy planning, liquidity management, personal retirement planning, portfolio management, and tax minimization. James also integrates lending solutions through Bank of America, N.A. to provide comprehensive wealth management. With a Bachelor's Degree from Michigan State University and the Personal Investment Advisor (PIA) designation, James applies a disciplined approach to help clients define meaningful financial objectives and establish actionable strategies. His work spans asset allocation, risk assessment, retirement income strategies, cash-flow analysis, and trust and estate planning. James's mission is to deliver results that align with clients' goals and provide lasting financial assurance for them and their families. James resides in New York City and grew up on Long Island. Outside of his professional work, he stays active through basketball, snowboarding, and spending time by the ocean. He is also involved with the community through the organization Hoops 4 Hope.

Jacqueline Ramsey is a Financial Advisor with Merrill Lynch Wealth Management who joined The Lerner Group in 2022. She transitioned into the financial sector after a 15+ year career in sales, marketing, operations, and business development within the media and advertising industries. At Merrill Lynch, she contributes to a female-led team focused on high-net-worth individuals, leading marketing and new business development efforts. Jackie holds a Bachelor's degree from the University of Michigan and the Personal Investment Advisor (PIA) designation. Her client focus areas include college education planning, executive compensation, family wealth management strategies, liquidity management, portfolio management, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, and tax minimization. She is a member of professional organizations including Chief and The Author Experience, and participates in community involvement with Birthday Buds. Residing in Manhattan with her husband and daughter, Jacqueline’s personal interests include golfing, interior decorating, music, painting, singing, spending time with family, traveling, and writing.