Jordan Banning

Townsend Financial’s typical clients are successful, high income/high net worth individuals with a complex financial life. They don’t have the time to manage their finances. They want to make the best use of their financial resources to have the life they want - today and tomorrow. If this sounds like you, here’s how we can help: BUSINESS OWNERS share similar concerns: *How much do I set aside for taxes? *How much should I pay myself? *My cash flow is uneven, how do I make my business and personal life feel stable? *How do I effectively use my business profits for a rewarding life / business scenario? *Should I delegate by hiring others? *Which operating costs make sense to keep – and which to cut? *What kind of retirement accounts should I have? *What benefits should I offer my employees? *And how do all my business decisions impact my tax planning and financial goals? We work together to answer your questions and set you up for success. HNW INDIVIDUALS share the complex concerns of making the right moves with the resources they have: *What is a smart distribution strategy? *How much can I take a year? *Do my investments align with my goals? *Am I saving as much in taxes as I can? *Do I have the right insurance? We'll create a sustainable plan for true financial freedom. BIO: I’m physically located in sunny Scottsdale, Arizona, but I work virtually with clients all around the country. Beyond my fondness of numbers, I love yoga, cooking, wine, travel, fast cars and a never-ending plate of peanut butter pancakes (I literally eat them every single night!) Heather graduated from Arizona State University, W.P. Carey School of Business, with a BS in Accountancy. She then worked in the San Francisco and New York offices at Ernst & Young, advising high net-worth individuals and Fortune 500 companies. In London, she served as Financial Director for a top-end property development firm, counseling owners on the best ways to use profits. She is a CFP® (Certified Financial Planner™), CPA (Certified Public Accountant), CSLP® (Certified Student Loan Professional), and RLP® (Registered Life Planner). In 2020, Heather was named as one of the top Financial Advisors for Millennials by Business Insider. Townsend Financial is a member of NAPFA and XY Planning Network.

At Pro Path Financial, we live by one mantra: Goals, Plan, Assets – in that order. We begin by obtaining a complete understanding of your most cherished goals and move on through the process once we have a strong comprehension of what you want to achieve. We then build a plan that achieves those goals, which includes an estimate of how much capital you will need. Lastly, we manage and accumulate assets to support the plan that is intended to achieve your goals. Read Thatcher's blog here: https://www.propathfinancial.com/blog

I was born and raised in Phoenix, Arizona. Grew up camping, riding bikes, swimming, making friends and appreciating the beauty of the desert. I graduated from Northern Arizona University with a Bachelors of Science in International Hospitality Management. This curriculum sparked my interest in finance. After graduation, I worked for the Four Seasons Resort in Scottsdale as an Operations Manager and then I progressed to the Accounting Team. Early in my career, each evening, I found myself reading about investments and markets. I lived through the Global Financial Crisis. This event shaped my thinking significantly. The experience of taking risk, enduring loss of capital and recovering, motivated me through a journey of learning. Along the way I was influenced by several voices (Jim Rickards, Raoul Pal, Dr. Chris Martenson, Jack Bogle, Jim Bianco, Ray Dalio and many more). I progressed in my career and moved to Vanguard, where I served for nearly 9 years. The majority of that time I served clients as a dedicated financial advisor in the Personal Advisor Service. Clients trusted Vanguard and I, in no small part because of the sensibility and legacy of it’s Founder, Jack Bogle. During my work at Vanguard I told Vanguard’s Story and espoused their beliefs about the future. In mid 2022 I resigned from Vanguard, on good terms, to found my own enterprise: CRB Strategic Services. Now, I will tell my own story. A narrative that depicts wealth even more broadly, in all of its forms, including Living, Knowledge, Material and Emotional Capital. Through study, I have developed a view that the next 20 years are unlikely to look and feel as the last 20 years have. Thereby, clients will need advice that many other firms, for various reasons, refuse to provide. I believe that most of us already sense that our world and society are changing and so I believe that CRB Strategic Services is in the right place at the right time to deliver clients to the most resilient and prosperous financial and life outcomes possible. I’m looking forward to hearing from you. Please click on of the Contact buttons and engage with me today.

My name is Alex and I provide fee-only ongoing-subscription and flat-fee project based financial planning and advisory services to mid-career professionals & retirement plan consulting services to business owners and plan sponsors. As your financial advocate, we help you navigate the increasing complexity of the financial markets and regulations with a customized strategy, tracking your progress and making adjustments as your needs and goals change. I have 21+ years of experience in the financial industry and held roles in trading, financial product distribution, private banking, and wealth management. I graduated with a business degree from the Eller College of Management at The University of Arizona and also am a CERTIFIED FINANCIAL PLANNER™ certificant and Certified Investment Management Analyst® designee. My office is located in downtown Phoenix, AZ and I work with clients in-person and remotely across the United States.

I started in the advice business in 2012 as an intern at First Allied Securities. Lucky for me, I got to see the inside of a lot of classic wealth management firms - how the sausage was made. Fast forward to 2016, I've worked a few years in the industry, but I'm not happy with my trajectory; I want to write my own story. A couple of industry guys create a platform called XY Planning Network, seemingly tailor-made for me & my dreams. I want to serve the next generation of clients in a fair & transparent way, and I'd like to do it on my own terms. XYPN's little push, their "Yes, you can do this" at the September 2016 conference in San Diego, was the catalyst for launching my firm, Montebello Avenue Limited Company, which went live in February 2017. Today, my firm serves 50+ clients locally & throughout the country. I couldn't be more proud of our clientele or more hopeful about the future of the firm. Some more personal quick-hits: BS, Computational Mathematical Sciences, Arizona State University CERTIFIED FINANCIAL PLANNER™ Published in the New York Times, Wall Street Journal, Barron's, and the Alpha Architect blog Mississippi native Youngest of 4 siblings I love basketball, baseball, sushi, and my dog's underbite Married on 10/10/2020 to the love of my life

Throughout my career, I quickly became the "go-to" resource for colleagues, family, and friends needing financial advice and guidance. Through my desire to educate, bring transparency to financial services, and help others succeed, I founded Objective Wealth. I differentiate by servicing those seeking a fiduciary planner who provides a tax-focused comprehensive approach, objective insight, and level of service that will guide you to identify and help achieve your goals. I completed my Masters of Business Administrator at Thunderbird School of Global Management and attended Michigan State where I received my bachelor's degree. Prior to financial planning, I spent many years in the education services business. I was involved with designing learning tools, education technology, and delivering services to classrooms throughout the country. I grew up in a family of educators and providing education is an essential part of my values. In my free time, you can find me hiking, camping, cooking, and scuba diving. Gina and I enjoy traveling and spending time with our dog, Murphy.