Advisor at Kubo Financial Planning and Investments, LLC
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Firm
Kubo Financial Planning and Investments, LLC
Location
Edina, MN 55435
Credentials
Series 66
Industry experience
14 years
Spencer Kubo is the sole advisor at Kubo Financial Planning and Investments, LLC in Edina, MN, holding a Series 66 credential with 14 years of industry experience. His prior work includes roles at Bank of America N.A. and Merrill Lynch. Kubo Financial Planning and Investments offers discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, charitable organizations, and businesses, including ERISA-covered plans. The firm emphasizes goal- and risk-based, long-term portfolio construction using low-cost, diversified mutual funds and ETFs, combining fundamental and cyclical analysis with routine rebalancing.
Based on Kubo Financial Planning and Investments, LLC
Based on Kubo Financial Planning and Investments, LLC
Financial planning services fixed fee up to $5,000, negotiable based on complexity and relationship
$0 - $500,000: 1.50% $500,001 - $2,500,000: 1.25% $2,500,001+: 1.00%
20% of gains above 6% hurdle rate, charged annually for Qualified Clients with $1,000,000+ AUM or $2,100,000+ net worth
200 Southdale Center
Edina, MN 55435
Minnesota
Kubo Financial Planning and Investments, LLC
2018 - Present (8 years)
Bank Of America N.A
2012 - 2017 (5 years)
Merrill
2011 - 2017 (6 years)
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Insurance agent
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Trust company
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Fund sponsor
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Accountant / CPA / tax prep
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Lawyer
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Real estate agent
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Other specialized services
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Series 63, Series 65
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