Kubo Financial Planning and Investments, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$31,219,929
Total clients
6
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
6
Average account size
$5,203,322
About
Kubo Financial Planning and Investments provides discretionary and non‑discretionary investment management, financial planning, and retirement plan advisory services to individuals, high‑net‑worth clients, charitable organizations and businesses, including ERISA‑covered plans. The firm supports plan sponsors with services such as investment policy design, vendor analysis, benchmarking and participant education while serving individual investor goals.
The advisor emphasizes goal‑ and risk‑based, long‑term portfolio construction using low‑cost, diversified mutual funds and ETFs, and may retain individual stocks, bonds or options when appropriate; its research combines fundamental and cyclical analysis with routine rebalancing. The firm may employ margin borrowings in separately managed accounts and can offer performance‑based fee arrangements for qualified clients, features that affect both risk profile and fee alignment relative to many peers.
Kubo manages $31.2 million in discretionary assets for a small number of clients and pairs individualized wealth planning with pension consulting and plan fiduciary services, including the potential to act as a 3(38) investment manager for plans—capabilities that are less common among independent advisors of this size. The firm maintains institutional relationships with major custodians for trading and operations support, and the principal holds the CFA designation.
Client services
Expertise
Fee options
Financial planning services fixed fee up to $5,000, negotiable based on complexity and relationship
$0 - $500,000: 1.50% $500,001 - $2,500,000: 1.25% $2,500,001+: 1.00%
20% of gains above 6% hurdle rate, charged annually for Qualified Clients with $1,000,000+ AUM or $2,100,000+ net worth
Main office location
Kubo Financial Planning and Investments, LLC
200 Southdale Center
Edina MN 55435, United States
Number of offices
1
Most active in
Minnesota
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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