Deaton Smith

Advisor at Thayer Financial, L.L.C.

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Credentials

CFP®, ChFC®

Thayer Financial, L.L.C. logo

Firm

Thayer Financial, L.L.C.

Location

Hickory, NC 28602

About

I’m Deaton Smith and I am the founder of Thayer Financial, a CERTIFIED FINANCIAL PLANNER™ professional, a West Point graduate and OEF Veteran. I named Thayer Financial after the founding father of West Point because I envision my company as something bigger than me. It embodies the same values and principles of my time at West Point and in the Army: Duty, Honor, Integrity, and Loyalty. These values are at the very core of everything I do and stand for.

The existing business model is drowning in a sea of “trust me” salespeople all riddled with major conflicts of interest and complicated financial products that pay exorbitant commissions. This is why I created my own firm. My values and beliefs did not line up with any of these major firms and I knew that there had to be a better way to serve my clients.

That’s why I launched a fee-only Registered Investment Adviser that is legally obligated to work as a fiduciary 100% of the time. I don’t accept commissions, referral fees, kickbacks, free vacations, or marketing dollars from insurance companies or investment companies. The only way I get paid is directly from my clients for the services that I provide, which allows my clients to weigh the true cost of the advice they are receiving.

Expertise

Business ownership considerations Retirement income strategy General estate planning guidance

Occupation focus

Founder/Business Owner

Demographic focus

Gen X (Born 1965-1980)

Fee options

AUM: Between 0.30% and 1.15%

Quarterly: $2,500

Minimum annual fee is $10,000

Work history

Thayer Financial, LLC

2018 - Present (8 years)

Thayer Financial - Sagepoint Financial

2018 - 2019 (1 year)

Axa Advisors, Llc

2016 - 2018 (2 years)

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