Matt Bierwirth

You're a successful professional looking for a financial planner with the experience to create and support effective strategies for accomplishing your financial goals while cutting through the complexity. Between your career or retirement, hobbies, and personal life, you've got a full plate. Even if you could do your own financial planning, you'd still want a pro to confirm that you're making the right money moves. I'm Your Full-Time Fiduciary®. My name is Jason Speciner. I'm a CERTIFIED FINANCIAL PLANNER™ professional, Enrolled Agent, and the founder of Financial Planning Fort Collins ("FPFoCo"). Having served clients as a financial planner since 2004, I bring over two decades of expertise to every client relationship. While many find tax law and tax preparation to be “boring,” I thrive on staying up to date on the ever-changing landscape. My dual specializations in investments and tax allow me to bring tax planning into every aspect of the financial planning process, including personalized investment portfolio construction. At FPFoCo, we understand that building your financial plan starts with getting to know you and your goals. We also realize that there's a heck of a lot more to your financial life than your investment mix of stocks, bonds, and cash. That's why we work as an ensemble (two additional CFP® pros) to develop and support your financial plan. (e.g., one of my colleagues crafts remarkable cash-flow plans and provides in-depth insurance analysis and recommendations) I am a Colorado State University alum, and I live in Fort Collins with my wife, Casey. We share our home with our three kids and our French bulldogs, Arthur Vandelay and Babs Kramer. My personal interests include technology, cooking, travel, and sports.

You're a successful individual or couple looking for a financial planner who will support you and celebrate with you as you reach money milestones large and small. Among your career, hobbies, social life, and more, you've got a full plate. Even if you could do your own financial planning, you'd still want a pro to confirm that you're making the right money moves. You may also be Childfree, and you want your financial planner to share your values and understand your unique approach to life. That's where I and the team here at Financial Planning Fort Collins ("FPFoCo") come in. Hi! I'm Regina Neenan (they/them), CERTIFIED FINANCIAL PLANNER™ and Your Full-Time Fiduciary®. I know that building your financial plan starts with getting to know you and your goals. I also realize that there's a heck of a lot more to your financial life than your investment mix of stocks, bonds, and cash. That's why I'll work with my colleagues (two additional CFP® pros) with an ensemble approach to developing your financial plan. It'll cover your cash-flow, investment, tax, insurance, and estate planning on your way to achieving your goals. (P.S. One of my colleagues prepares personal income tax returns and manages investments for our clients, aka people like you.) I've been with FPFoCo since 2018 and thrive on creating truly comprehensive financial plans. Knowing that everyday income, spending, and saving make big-picture financial plans successful, I have a passion for optimizing cash-flow planning strategies. I also specialize in right-sizing your insurance policies to fit your needs, protecting you, your assets, and your future. In fact, I'm the director of cash-flow and insurance planning and FPFoCo’s resident DINKWAC (that’s short for “dual income no kids with a cat”). Outside of work, I enjoy playing hockey and being active in the great outdoors with my partner Zack. At home, you can find me listening to podcasts or cuddling my cat Coco.

Cory Kozisek is Senior Resident Director at Merrill's Northern Colorado office, where he combines his responsibilities as a wealth advisor and office manager. He has been with Merrill Lynch Wealth Management since 2016, following six years at Wells Fargo Advisors and earlier roles with Key Investment Services. With nearly 18 years in the financial industry, Cory leverages his experience to support clients in building and sustaining successful retirement plans and managing complex wealth management strategies. Cory holds a bachelor’s degree in economics from Colorado State University and maintains professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). His expertise encompasses liquidity management, personal retirement planning, portfolio management services, and retirement income strategies. Prior to focusing on wealth advising, he also gained experience as a personal banker and bank branch manager. Outside of his professional role, Cory dedicates much of his time to his wife and four daughters. His personal interests include fishing, fitness, biking, hunting, table tennis, traveling, and supporting the Denver Broncos. He is also involved in the community through Rapids Youth Soccer.

Gabriel Mecham is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies to pursue their short-, mid-, and long-term financial goals. His services include general investing, retirement planning, and preparing for unexpected financial needs. Additionally, he facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Gabriel holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He attended Brigham Young University - Idaho and completed high school at Red Mountain High School. Gabriel communicates with clients in both English and Spanish to support their financial planning needs.

Ryan Baker is a Financial Consultant currently working at Fidelity Investments since 2021. He works with clients from diverse age groups and professions to help them safeguard their loved ones, plan for the future, and grow their assets through tax-efficient investing. He focuses on guiding individuals to develop comprehensive financial plans that provide confidence as they navigate life's changes. Ryan has experience as a Financial Advisor at several firms, including JP Morgan Chase (2020-2021), UBS (2017-2020), and Merrill Lynch (2013-2017). He holds a California Insurance License.