Kristen Vine

Financial planning seminar fees generally range from $35 to $200 per attendee

$0+: Negotiable fees generally range from $500 to $35,000 per financial plan delivered $0+: Financial planning seminar fees generally range from $35 to $200 per attendee $0+: Fee-based hourly advice fees generally range from $100 to $400 per hour $0+: Retirement Plan Consulting Program fees generally range up to 0.80% of Plan assets or up to $100,000 flat $0+: ERISA Investment Manager Program fees generally range from 0.05% to 0.80% of Plan assets or up to $100,000 flat $0+: Co-Advisory Program fees range from 0% to 1.25% of assets under management $25,000+: New York Life Premier Advisory Variable Annuity advisory fee ranges from 0% to 1% of the policy’s Accumulation Value

Commissions on insurance and securities products sold outside of advisory programs (except Advisory VA)

Hourly fee generally ranges from $100 to $400 per hour for fee-based hourly advice

Ongoing Subscription Agreement for financial planning services with fees agreed for up to five years

Account minimum: $25,000 Fee-only: Financial planning fees, fee-based hourly advice, and foundational analysis (no fee for foundational analysis)