Joanne White

Our process will clarify your financial picture and help you understand what’s possible. We’ll provide expert advice and ongoing support for aligning your time and money with your values. We believe in taking a simple, disciplined approach that minimizes fees, taxes, emotional biases, and conflicts of interest. What sets Oakleigh apart? -We take a holistic approach to your well-being. What does it matter if you have climbed the ladder, saved money on taxes, and made better investment decisions if you haven't answered the deeper questions of "why" and "for what purpose?" - We are retirement income specialists. Navigating the transition to retirement requires a different set of skills than what got you here. - We are tax planning experts. While you were working, you likely had very little control over the taxes you owed, but this changes in retirement when you have multiple sources of income and more control over the timing and amount of taxes you pay. - We are fiduciaries. We are held to a higher standard than many advisors or financial salespeople affiliated with banks, brokerages, or insurance companies. As an independent investment advisor, we only answer to our clients. - We are flat-fee-only. "Fee-only" means that we're paid directly by our clients with no hidden commissions or kickbacks for selling certain products. We also charge a flat fee, not a percentage of your assets under management. Managing a $3 million portfolio is no more difficult for us than one that's $1 million. So why should you pay three times as much? - We know Social Security and healthcare. We'll help you decide when to take Social Security and can help you navigate Medicare and how to plan for health and long-term care. Contact us for a free consultation. Whether or not we are the right advisor for you, I would love to learn about your situation and help you find a skilled advisor who is committed to the same values of integrity, transparency, and expertise.

John Dozier is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in serving affluent families and individuals with complex financial needs. He develops goals-based wealth strategies that align with clients' priorities, values, needs, and objectives. John began his career in Merrill's Junior Executive Training (JET) Program within Asset Management. After earning his Bachelor of Business Administration from Southern Methodist University and his Master of Business Administration from the University of Michigan, he worked on the institutional side of finance, creating derivative strategies for large hedge funds, endowments, pension funds, asset managers, and sovereign wealth funds. He has served as a Visiting Lecturer at the University of Virginia McIntire School of Commerce and holds the Certified Private Wealth Advisor® (CPWA®) designation from the Investments & Wealth Institute™. John has also taught in collaboration with the Yale School of Management’s Wealth Management Theory & Practice program. Beyond his professional expertise, John is a member of The Anglers Club of Charlottesville and actively participates in community organizations including the Southern Environmental Law Center Leaders Council and The Fralin Museum of Art at the University of Virginia Advisory Board. He lives in Southern Albemarle with his wife and two sons and pursues personal interests such as fishing, skiing, and traveling.