Kristie Marshall

As a faith-filled parent, you want to make smart financial decisions that reflect your values, honor your priorities, and provide a secure foundation for your family. At WorthyNest®, I help parents like you bring clarity and confidence to finances so you can focus on what matters most. My love for personal finance started early—I was a middle schooler flipping through Money Magazine for fun. That passion led me to earn an accounting degree from Saint Louis University and spend years working with families at Deloitte Tax and Matter Family Office before founding WorthyNest®. Professionally, I’ve also written Redefining Family Wealth and launched the Beyond Budgets® podcast to help others approach financial stewardship with intention. On a personal level, my husband Bryan and I are raising three boys, which means I deeply understand the balancing act parents face when managing family life and finances. With over 20 years of experience, I specialize in helping parents like you align your finances with values through holistic financial planning and investing. Together, we’ll create a plan to meet today’s challenges while building a brighter future for your family.

Michael Sheppard is a Financial Solutions Advisor at Merrill Lynch Wealth Management, where he specializes in helping clients develop strategies to pursue their short-, mid-, and long-term financial goals. He works one-on-one with clients to define their objectives and recommend portfolio strategies tailored to individual needs. Michael provides ongoing advice and guidance, adapting portfolios as clients’ situations evolve. He holds a Bachelor's Degree from Florida Gulf Coast University and a Master's Degree from the University of Florida. Michael has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise encompasses general investing, retirement planning, and managing competing financial priorities such as home buying, education funding, and healthcare preparation.