Michael Sheppard

As a faith-filled parent, you want to make smart financial decisions that reflect your values, honor your priorities, and provide a secure foundation for your family. At WorthyNest®, I help parents like you bring clarity and confidence to finances so you can focus on what matters most. My love for personal finance started early—I was a middle schooler flipping through Money Magazine for fun. That passion led me to earn an accounting degree from Saint Louis University and spend years working with families at Deloitte Tax and Matter Family Office before founding WorthyNest®. Professionally, I’ve also written Redefining Family Wealth and launched the Beyond Budgets® podcast to help others approach financial stewardship with intention. On a personal level, my husband Bryan and I are raising three boys, which means I deeply understand the balancing act parents face when managing family life and finances. With over 20 years of experience, I specialize in helping parents like you align your finances with values through holistic financial planning and investing. Together, we’ll create a plan to meet today’s challenges while building a brighter future for your family.

Jill Spatola is a Wealth Management Advisor with over 25 years of experience in the financial services industry. She currently works with Merrill Lynch Wealth Management, focusing on providing consistent performance, personalized guidance, and strategic portfolio tracking. Jill acts as the quarterback for her clients' Wealth Management Plans, collaborating closely with clients' attorneys, CPAs, and Medicare specialists to ensure all aspects of their financial plans are aligned. Her areas of expertise include managing personal and corporate retirement plans, income planning, personal wealth analysis, corporate actions, and small to mid-size company retirement plans and employee education workshops. She serves as a financial advisor for the retirement planning needs of real estate professionals and works with clients on a range of services such as legacy planning, tax minimization, and retirement income. Jill graduated from the University of Massachusetts in 1996 and completed additional coursework through Bryant University. She holds multiple professional designations including Chartered Retirement Planning Counselor™ (CRPC), Chartered Financial Consultant® (ChFC), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jill is actively involved in her community, coaching for Girls on the Run, serving on the board for Animal Welfare of Charlotte County, and participating in organizations such as Women United of Charlotte County, Punta Gorda Chamber of Commerce, and Charlotte County Chamber of Commerce. She previously served on the Board of Directors for School on Wheels of Massachusetts for seven years.