Crystal Barcello

Edward Sarraf is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates with a team of wealth-management professionals to provide financial strategies tailored to high net worth individuals and businesses. His approach to wealth management encompasses investing, estate planning strategies, retirement planning strategies, concentrated stock positions, alternative investments, life insurance, and corporate relationship management. Edward earned a Bachelor of Science degree in Personnel Management from the University of Arizona Business School in 1991. He has more than two decades of experience in the financial services industry, beginning his career with Merrill Lynch in 1992 as a 401(k) representative in Manhattan, NY. After a nine-year tenure as a NASDAQ and hedge-fund trader, he rejoined Merrill Lynch in 2004. Edward holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in North Scottsdale with his wife and daughter, Edward engages in recreational ice hockey as a lifelong passion. He emphasizes building relationships based on trust and focuses on understanding clients' unique situations to deliver tailored wealth management services.

Christine Wilkinson is a Senior Financial Advisor at Merrill Lynch Wealth Management in Scottsdale, Arizona. She has dedicated her entire financial career to Merrill, beginning over 20 years ago at Merrill Lynch Trust Company, now known as Bank of America Private Bank. Christine works as part of The A Team, one of the largest advisory teams in Scottsdale, which includes senior consultants, financial advisors, and client associates collaborating to provide a broad range of financial advice and investment solutions. Her background in trust and estate services enables her and her team to assist clients with legacy and charitable planning while helping them achieve investment and retirement goals. Christine’s areas of expertise include education planning, legacy planning, philanthropic planning, personal retirement planning, socially responsible investing, tax minimization, and services for endowments, foundations, and non-profits, among others. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christine lives in Mesa, Arizona with her husband of 20 years and has two adult children, one of whom serves in the U.S. Army. Outside of work, she enjoys adventure sports, cooking, dancing, gardening, hiking, reading, running, and spending time with her family and her Bernedoodle puppy.

Jennifer Hersh is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. Since joining Merrill Lynch in 2007, she has led an all-women financial advisory team recognized on the 2025 Forbes "Best-in-State Wealth Management Teams" list. Jennifer works closely with high-net-worth clients including company founders, private business owners, entrepreneurs, and families, delivering personalized wealth management and retirement planning strategies. Her approach emphasizes honesty, transparency, and collaboration to address complex financial needs with strategic insight. Jennifer holds multiple professional designations, including Certified Divorce Financial Analyst® (CDFA), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She specializes in income planning, retirement strategies, and wealth management solutions tailored for business owners, corporate executives, and multiple generations. Jennifer is also experienced in working with retirement plans, nonprofits, individually invested clients, as well as divorced and widowed women, focusing on navigating financial challenges related to divorce. Jennifer earned a Bachelor of Science degree from Arizona State University. She is active in her community, serving on the Board of the Hunkapi Programs, a nonprofit focused on equine-assisted therapy. She has been involved with various local charities, including Junior Achievement, Women's Leadership Council/Valley of the Sun United Way, and the National Charity League. Outside of work, Jennifer enjoys horseback riding, tennis, traveling, and spending time with her husband and two children.

Nicholas Bishop is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand what matters most to them and their families, helping to create tailored financial strategies aimed at pursuing their goals. Nicholas's expertise spans general investing, retirement planning, and financial preparedness for unexpected events. He prioritizes building relationships with clients to provide ongoing advice and guidance as their needs evolve. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Nicholas earned a Bachelor's degree from Ohio University. His approach centers on collaboration and addressing clients' individual concerns to support their financial objectives.