Scott Holman

Hi, I’m Dale L Shafer II, founder of Life Moves Wealth Management, an independent, fee-only wealth and exit planning advisor for business owners and professionals located in Scottsdale, Arizona, serving clients in multiple states. I am proud to hold professional designations, including the CERTIFIED FINANCIAL PLANNER (CFP®), Certified Business Exit Consultant (CBEC®), Accredited Portfolio Management Advisor (APMA®), and Certified Divorce Financial Analyst (CDFA®). Out of the office, I am most likely found exploring outdoors, hiking, road cycling, and camping. You might also see me rocking out behind a drum kit or a guitar. I enjoy reading books on finance and leadership, and collecting deadpan “dad jokes” to try out on our kids. They’re big fans.

Tracy Martin is a Wealth Management Advisor at Merrill, where she provides comprehensive wealth management services tailored to the unique circumstances of each client. Her practice emphasizes listening and client service, enabling her to develop customized financial and wealth planning strategies. Tracy focuses on areas including college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. Tracy holds a Bachelor's Degree from Mercyhurst College and has earned professional designations as a Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). She is actively involved in Merrill's Women's Exchange, serving as Co-President of the Virtual Chapter, which hosts monthly webinars for nearly 500 members across the United States to promote best practices and career development. Outside of her professional responsibilities, Tracy enjoys spending time with her family, including her husband and boy-girl twins. Her personal interests include sports, camping, watching movies, and traveling.

Aaron Berger is a Wealth Management Advisor based in Arizona with a career in financial advisory services since 1994. He specializes in creating customized financial strategies aimed at helping clients simplify their financial lives and pursue long-term goals. Aaron works closely with clients' families across generations, as well as their attorneys and CPAs, to maintain collaborative support in managing wealth. His areas of focus include employee financial health, legacy planning, liquidity management, retirement income, tax minimization, philanthropic planning, and socially responsible investing. Aaron earned a Bachelor's Degree in Finance from Arizona State University in 1993 and a Master's Degree from the University of Phoenix. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Chartered Retirement Planning Counselor (CRPC) professional designations. He is also recognized as a Personal Investment Advisor (PIA). Aaron has been active in the Arizona community, serving on the Board of Directors for Lura Turner Homes and contributing as a Foundation Giving Member of the Delta Sigma Pi Leadership Foundation. He is an active distance runner and member of the Arizona Road Racers, volunteering regularly at trail races across the Southwest. Aaron’s professional approach focuses on developing personalized financial strategies through one-on-one collaboration, with a commitment to addressing clients' unique objectives and involving relevant advisors as needed.

Matthew Benefiel is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining in 2017, he has worked with families, individuals, and businesses to develop customized wealth management strategies. His areas of expertise include portfolio design, manager selection, investment due diligence, and performance evaluation. Matthew employs a disciplined process to build tailored portfolios and regularly evaluates investments to meet clients' evolving needs and changing market conditions. He also utilizes Merrill Personal Wealth Analysis® to create personalized financial plans that help clients set clear objectives and monitor their progress. Matthew holds a Bachelor of Science degree in Actuarial Science from Biola University and holds the CERTIFIED FINANCIAL PLANNER™ certification as well as the Personal Investment Advisor (PIA) designation. His client focus areas include family wealth management strategies, services for defined benefit plans, and sports and entertainment sectors. Outside of his professional role, Matthew lives in Phoenix, Arizona with his wife, Heather, and their daughter, Ruby. He enjoys activities such as golf, baseball, basketball, rock climbing, and yoga. Additionally, he spends time doing CrossFit and coaching basketball.

Edward Sarraf is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates with a team of wealth-management professionals to provide financial strategies tailored to high net worth individuals and businesses. His approach to wealth management encompasses investing, estate planning strategies, retirement planning strategies, concentrated stock positions, alternative investments, life insurance, and corporate relationship management. Edward earned a Bachelor of Science degree in Personnel Management from the University of Arizona Business School in 1991. He has more than two decades of experience in the financial services industry, beginning his career with Merrill Lynch in 1992 as a 401(k) representative in Manhattan, NY. After a nine-year tenure as a NASDAQ and hedge-fund trader, he rejoined Merrill Lynch in 2004. Edward holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in North Scottsdale with his wife and daughter, Edward engages in recreational ice hockey as a lifelong passion. He emphasizes building relationships based on trust and focuses on understanding clients' unique situations to deliver tailored wealth management services.