James Tate

Stephen Horiuchi is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in assisting executives with managing concentrated stock positions and navigating significant transition events such as retirement, inheritance, or the sale of a business. Stephen also provides clients with access to Bank of America Private Bank services, including trust and estate planning, credit, lending, and banking solutions. He collaborates with clients' external attorneys, accountants, and other professional advisors to coordinate comprehensive financial and legacy plans. Stephen holds the designations of Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from Marist College. In addition to his professional work, Stephen is engaged in community service through volunteer activities, reflecting the Merrill tradition of participating in the communities served.

Owen Thiessen serves as Resident Director and Wealth Management Advisor at Merrill Lynch, where he leads the Thiessen Group in delivering wealth management strategies tailored to affluent individuals and families. Since joining Merrill Lynch Wealth Management in 2006, Owen has provided expertise in portfolio management, retirement planning, corporate retirement plans, and wealth transfer and preservation strategies. His approach emphasizes a long-term outlook, focusing on minimizing investment risk and developing tax-efficient cash flow plans. Owen holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc. He also earned the Certified Investment Management Analyst® (CIMA®) and Certified Private Wealth Advisor® (CPWA®) certifications administered by Investments & Wealth Institute™ and taught in collaboration with the Yale School of Management. He holds a bachelor's degree in Aeronautical Science from Embry-Riddle Aeronautical University in Daytona Beach, Florida. Owen has been recognized on the Forbes "Best-in-State Wealth Advisors" list multiple times. Residing in Osprey, Florida, Owen enjoys recreational aviation and golf. He is an active member of The Oaks Club, reflecting his community involvement and personal interests. Owen is dedicated to guiding clients through a customized five-step wealth management process designed to clarify financial decisions and support long-term goals.

Natasha Rufino Da Silva is a Financial Advisor with Merrill Lynch Wealth Management, serving the Suburban Philadelphia market. She is recognized as Merrill’s only African American advisor in the region and collaborates with an award-winning team that includes partners with over 40 years of experience. Drawing upon her athletic background, Natasha applies a disciplined and focused approach to her work with high net worth families and individuals. Her expertise spans advising medical professionals, athletes, business owners, and affluent families on various aspects of financial life, including wealth growth and preservation, retirement planning, managing new wealth, and tax minimization. Natasha emphasizes personalized strategies tailored to each client’s unique financial goals and has a commitment to educating her community on financial literacy, especially empowering Philadelphia’s youth. Natasha holds a Bachelor’s degree from Saint Joseph’s University and completed an Accredited Certificate Program at Temple University. She carries several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She is involved with community organizations such as Big Brothers Big Sisters of America and Tri State Black Men in Medicine. Fluent in English and Yoruba, Natasha focuses on clear communication to help clients understand financial strategies and market conditions.

Cole Mc Hargue is a Wealth Management Advisor with Merrill Lynch Wealth Management, joining the Picazio McHargue Group in 2020. He specializes in retirement planning, tax minimization, portfolio strategies, wealth management, estate planning services, and wealth transfer strategies for multigenerational families. Cole focuses on serving individuals and families in the Venice area to help optimize financial outcomes across generations. He holds a Bachelor of Science degree in Finance and a Bachelor of Science degree in Economics from Northeastern University in Boston. Cole earned his CERTIFIED FINANCIAL PLANNER™ certification in 2022 and is also a Personal Investment Advisor (PIA). Cole is involved in his community through organizations such as Take Stock in Children and the Venice Arts Center.