Timothy Warner

Here’s the long version summed up in five bullets: 1) I started off in finance working at a regional bank, SunTrust, helping people with more transactional needs like opening home equity lines, loans, checking accounts, money market accounts, etc. 2) I found that I really enjoyed finance because it brought numbers to life, but I wanted to build deeper, lasting relationships with clients so I moved into wealth management / financial planning at Morgan Stanley (then Smith Barney) 3) I was recruited to move to Merrill Lynch/Bank of America as the world seemed to be falling apart. I thought I was moving to a more secure financial institution…ha! 4) As I watched what seemed to be the demise of modern finance and capitalism with it, I stumbled onto Biblical stewardship via Crown Financial and Financial Peace University 5) After seeing a different approach to personal finance, I started Metanoia Financial to provide Biblically-based financial planning and advice

Andrew Sharon is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing both short- and long-term institutional-style strategies tailored to complex and unique financial situations. Utilizing the extensive resources of Merrill Lynch and Bank of America, Andrew delivers personalized wealth management approaches focused on helping clients achieve their financial goals, with particular expertise in areas such as family wealth management, retirement income, legacy planning, and portfolio management. Andrew holds a Bachelor's degree from Northwestern University and an MBA from Washington University in Saint Louis. He holds the Personal Investment Advisor (PIA) designation and is affiliated with professional organizations including Arch Grants and the Washington University Hatchery. In addition to his professional work, Andrew is engaged in community service through involvement with the American Jewish Committee, Jewish Community Relations Council, and Kids In The Middle. Outside of his professional pursuits, Andrew enjoys a variety of personal interests including baseball, cooking, football, golfing, ice hockey, music, spending time with family, tennis, traveling, and watching movies. His approach to financial advising emphasizes understanding clients’ life priorities to develop personalized plans that align with their goals and aspirations.

Adam Zucker is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been an investment professional since 1994 and focuses on developing strategies for high-net-worth individuals, families, and businesses. Adam works to simplify clients’ financial lives by identifying and prioritizing their goals, including investment management, tax minimization, wealth transfer, and retirement income. He manages custom investment strategies on a discretionary basis, drawing from Merrill Lynch model portfolios and third-party investment options. Adam takes a holistic approach by considering both assets and liabilities to create personalized wealth management strategies tailored to each client's goals and risk tolerance. His expertise encompasses corporate executive services, family wealth management, endowments, foundations, non-profits, liquidity management, philanthropic planning, and small business strategies. He collaborates closely with clients to provide access to investment insights from Merrill and banking and lending solutions through Bank of America, N.A. Born and raised in St. Louis, Adam earned a Bachelor's Degree in Political Science from the University of Missouri – St. Louis. He holds the Personal Investment Advisor (PIA) designation. Outside of work, Adam is involved in community volunteer activities and enjoys golfing, tennis, and traveling. He resides in University City with his wife and daughter.