Kristoffer Conrad Pingul

Wyatt Knippen is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in goals-based wealth management, customized investment strategies, and dedicated client service. He works closely with the Negrete & Associates team to develop tailored approaches that align with the unique circumstances and objectives of each client. Wyatt serves as a key client contact, focusing on building long-term relationships and remaining attentive to clients' evolving priorities, while leveraging the resources of Bank of America’s Retirement and Benefit Plan Services Group. Before joining Merrill Lynch in 2017, Wyatt spent 13 years as an insurance broker, gaining experience in client relations and financial planning. His areas of expertise include divorce transition planning, defined benefit and contribution plan services, employee financial health, managing new wealth, and personal retirement planning. He holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Wyatt earned a bachelor’s degree in business management from California State University-Sonoma and an MBA from Saint Mary’s College of California. Raised in Napa Valley, he enjoys outdoor activities such as camping, fishing, gardening, and hunting. In his personal time, Wyatt cultivates his garden, tending to fruit trees, tomatoes, and melons.

Katherine Engel is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in family wealth management strategies, personal retirement planning, and both individual and corporate investment strategies. Katherine works closely with clients to develop personalized financial plans that align with their goals, drawing on the investment insights of Merrill and the banking services of Bank of America. She earned her CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2022 and holds the Personal Investment Advisor (PIA) designation. Katherine holds a Bachelor's Degree from Fordham University and a Master's Degree from the University of Sydney. Her professional affiliations include memberships in 100 Women Who Care and Soroptimists International. Katherine is actively involved in community organizations such as the Community Resources for Children Development Committee, Leadership Napa Valley Class 35, Napa United Soccer Coach, and the Napa Valley Support Services Committee. Outside of her professional work, she enjoys cooking, football, reading, running, scuba diving, soccer, softball, spending time with her family, traveling, and watching movies.