Wyatt Knippen

Kristoffer Conrad Pingul is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. His approach includes ongoing advice and portfolio adjustments to align with clients' changing situations. His expertise encompasses employee benefits planning, retirement income, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and both individual and corporate investment strategies. He holds the Chartered Financial Consultant (ChFC) designation and is a Personal Investment Advisor (PIA). Kristoffer earned a High School Diploma from Davis Senior High School, an Associate's Degree from Solano Community College, attended San Francisco State University without degree completion, and completed an Accredited Certificate Program at The American College of Financial Services. Kristoffer speaks Tagalog and English and is affiliated with the Iglesia Ni Cristo (Church of Christ). His personal interests include billiards, bowling, golfing, reading, spending time with family, tennis, traveling, volleyball, watching movies, and woodworking.

Katherine Engel is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in family wealth management strategies, personal retirement planning, and both individual and corporate investment strategies. Katherine works closely with clients to develop personalized financial plans that align with their goals, drawing on the investment insights of Merrill and the banking services of Bank of America. She earned her CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2022 and holds the Personal Investment Advisor (PIA) designation. Katherine holds a Bachelor's Degree from Fordham University and a Master's Degree from the University of Sydney. Her professional affiliations include memberships in 100 Women Who Care and Soroptimists International. Katherine is actively involved in community organizations such as the Community Resources for Children Development Committee, Leadership Napa Valley Class 35, Napa United Soccer Coach, and the Napa Valley Support Services Committee. Outside of her professional work, she enjoys cooking, football, reading, running, scuba diving, soccer, softball, spending time with her family, traveling, and watching movies.