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William Raney

Advisor at Cetera

Updated today

Location

Geneva, IA 50633

Credentials

CFP®, Series 63, Series 65

Industry experience

31 years

About

William Raney is a CFP® professional with 31 years of experience in the financial services industry. He is currently with Cetera and has previously worked with Cetera Wealth Services, LLC and Grundy National Bank. In addition to his advisory role, he sells fixed life insurance, annuities, and long-term care products. Cetera Investment Advisers serves a broad range of individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors, offering discretionary and non-discretionary portfolio management, financial planning, and fiduciary solutions. The firm combines retirement and fiduciary capabilities with a large advisory platform and utilizes multiple program structures and third-party managed solutions.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy

Occupation focus

Based on Cetera

Founder/Business Owner Executive Retired

Demographic focus

Based on Cetera

HENRY (High Earners, Not Rich Yet) Approaching retirement

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Fee options

Fixed

Flat fees for financial planning and consulting negotiated with client

Percentage

$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)

Project-based

Hourly consulting and financial planning rates negotiated with client

Other

Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case

Location

408 Front St

Geneva, IA 50633

Most active in

Iowa · Texas

Work history

Cetera

2023 - Present (3 years)

Cetera Wealth Services, LLC

2013 - Present (13 years)

Grundy National Bank

2006 - Present (20 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Belen K

ChFC®, Series 63

Hampton, IA

Prosperity Capital Advisors

Belen Krabbe is a financial advisor with Prosperity Capital Advisors and holds the ChFC® designation and Series 63 license. She has 38 years of industry experience, including roles at C2P Capital Advisory Group, Mercap Securities, Regal Investment Advisors, and Regulus Advisors. Outside of advising, she serves as a board member of the Kiwanis Club of Hampton, IA. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base, including individuals, corporate clients, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach using a variety of mutual funds, ETFs, and alternative solutions.

Active portfolio management Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet)
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Bradley S

Series 63, Series 66

Hampton, IA

Eagle Strategies (NY Life)

Bradley Scheideman is a financial advisor with Eagle Strategies (NY Life) based in Hampton, IA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Eagle Strategies since 2016 and previously at Generation Strategies, LLC. Outside of his advisory work, he serves as an elder at Faith Baptist Church and is a board member of the Fellowship of Christian Athletes. He also owns and manages Bodyworks Fitness Club in Hampton. Eagle Strategies provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions using third-party managers and model portfolios and operates as an indirect subsidiary of New York Life.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities Retired Founder/Business Owner Executive
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John E

Series 63, Series 66

Ackley, IA

Eagle Strategies (NY Life)

John Enslin is a financial advisor with Eagle Strategies (New York Life) based in Ackley, Iowa, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked with firms including Innovative Financial Solutions Group and R2 Financial Strategies, and has operated his own entity, The Enslin Group, LLC, since 2014. Outside of financial advising, he owns Cougar Fitness LLC, a small gym in Ackley, and serves in community development roles including secretary of the Ackley Development Commission and board member of the Hardin County Economic Development Advisory Council. Eagle Strategies LLC provides financial planning, investment advisory, and retirement plan consulting services to individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients. The firm emphasizes client-directed solutions and utilizes third-party managers and model portfolios, operating as an indirect subsidiary of New York Life with coordinated advisory and insurance capabilities.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities Retired Founder/Business Owner Executive
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Adam N

Series 66

Iowa Falls, IA

Thrivent Investment Management

Adam Nederhoff is a financial advisor with Thrivent Investment Management in Iowa Falls, IA, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Green Belt Bank & Trust and American Family Insurance. He serves on multiple community boards, including the Ellsworth College Foundation, Hansen Family Hospital, and Lighthouse Center of Hope. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and planning without portfolio management or discretionary trading authority.

Business ownership considerations
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Michael T

Series 66

Iowa Falls, IA

Thrivent Investment Management

Michael Truesdell is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 18 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2007. Outside of his advisory role, he serves as a board member for the Greater Chamber of Commerce in Story City, participating in the Economic Vitality committee, and works as an assistant basketball coach for a local high school girls’ team. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering holistic, goal-based financial plans that address topics such as retirement, tax, estate, and special needs planning. The firm separates its planning services from managed accounts and does not offer portfolio management for institutional clients.

Business ownership considerations
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Christopher S

Series 63, Series 66

Iowa Falls, IA

Cetera

Christopher Stauffer is a financial advisor with Cetera in Iowa Falls, IA, holding Series 63 and Series 66 designations and possessing 22 years of industry experience. He has worked with Cetera since 2014 and concurrently serves at Iowa Falls State Bank. Outside of his advisory role, he is president of the board for the Iowa Falls Community School District and a board member at large for Friends of Calkin's Nature Area. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a network of over 6,800 independent advisors. The firm offers a range of portfolio management and retirement plan services, combining advisor-managed accounts with firm-sponsored model portfolios and third-party solutions, along with retirement and fiduciary capabilities integrated with its institutional platform.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Founder/Business Owner Executive Retired HENRY (High Earners, Not Rich Yet) Approaching retirement
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