Victoria Gomez

Lance Howard is the sole advisor at Howard Financial with 16 years of experience in financial advisory and over 30 years in the insurance industry. He holds a Series 65 designation and has operated Howard Financial & Wealth Management, Inc. since 2010. In addition to his advisory role, he serves as president of Lance Howard Insurance Services, Inc., where he dedicates more than half of his time. Howard Financial & Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business entities with financial planning, investment advisory services, and portfolio oversight. The firm primarily provides non-discretionary advice, partnering with third-party managers and offering a range of planning and consulting services.

Jack Fawcett is the principal advisor at Visionary Wealth Planners LLC in Bakersfield, CA, with 8 years of industry experience. He holds Series 63 and Series 65 designations and has operated Fawcett Financial and Insurance Services Inc. since 1988, where he serves as president and insurance agent. Visionary Wealth Planners LLC serves individual clients, including high-net-worth households, and provides advisory services to employer-sponsored retirement plans. The firm utilizes a combination of fundamental, technical, charting, and cyclical analysis in portfolio construction and offers discretionary management, written financial planning, and ERISA 3(21) plan advisory services.

Stanley Garrison is a financial advisor at Sierra Capital Management in Bakersfield, CA, with 37 years of industry experience. He holds a Series 63 designation and has been with Sierra Capital Management since 1999. Sierra Capital Management provides comprehensive financial planning and consulting services to individuals, trusts, estates, retirement plans, corporations, and other business entities. The firm focuses on fundamental analysis and a long-term, asset-allocation approach, offering customized investment plans without managing client assets or accepting custody.

Laurence Menna is a CFP® professional with 23 years of experience in financial advising. He has been with WealthTarget Investment Advisors, LLC since 2003, serving clients from Bakersfield, CA. WealthTarget Investment Advisors, LLC serves individual investors as well as pension and profit-sharing plans, trusts, estates, and corporate clients. The firm provides customized portfolio allocations focused on strategic asset allocation, combining actively managed and lower-cost funds, and offers specialized plan-level services including ERISA-focused 401(k) consulting and technology integrations.

Daniel Petrey is a financial advisor at Mestmaker & Petrey Wealth Advisors with 22 years of industry experience. He holds the Series 66 designation and has been with the firm since 2009. Mestmaker & Petrey Wealth Advisors provides discretionary asset management, pension consulting, and 401(k) participant services for individuals, trusts, retirement plans, and business entities. The firm manages portfolios using a combination of charting, fundamental, technical, and cyclical analysis, and offers a subscription newsletter and educational seminars alongside its advisory services.

Dominik Yates is a financial advisor at Applied Wealth Management with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Guardian Life Insurance Company, Park Avenue Securities, Northwestern Mutual, and Wells Fargo. Applied Wealth Management is a team-based registered investment adviser serving individuals, high-net-worth clients, corporations, and retirement plans. The firm manages approximately $44 million across about 92 client relationships, offering financial planning, portfolio management, retirement plan consulting, and estate-planning services through a licensed technology platform.