Timothy Norman

Michelle Vargas, Certified Financial Planner™ is the President of Waymaker Financial Planning, a Fee-Only firm that provides transparent and accessible financial guidance. She enjoys helping clients navigate and plan all aspects of their financial life so that they will worry less about their future and free up more time to spend doing what they love. After earning a degree in Finance from the University of Southwestern Louisiana in 1990, she moved to Florida and started her career with Harcourt Brace Publishing. Her journey into personal finance began when she signed up for her 401K and wanted to learn about additional options to plan for retirement. This eventually led to working as a financial advisor and completing the extensive education requirements for becoming a CFP® in 1998. She believes her experience as a young professional searching for unbiased advice enables her to better serve Gen XY professionals because she remembers what it was like being in their shoes. As a former homeschool parent and the wife of a federal employee, she is passionate about helping women, homeschool families, and federal workers plan wisely for a comfortable financial future. In her spare time, she enjoys hiking in Colorado, barbecuing with family, and working in her garden.

Hi! I’m Justin Brownlee. Brownlee Wealth Management is a fee-only financial planning firm that exists to bring clarity to your financial life. We want to help you simplify your investments, lower your taxes, and grow your family's wealth. My background is in helping high net worth families navigate the tax code to build an estate plan, portfolio, and retirement plan that works for them. When not working, I enjoy coffee, brisket, and college football. I’m a cancer survivor. My wife and I love exploring 30A with our three kids-J.D., Blair, and Peter. Being a family of five, I find that a surprising amount of my free time is consumed by breaking down Amazon boxes that miraculously appear at our house constantly. You can schedule an intro call at https://www.bwmplanning.com/schedule-appointment

Brian Treger is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2015 after beginning his financial advising career in 2001 at A.G. Edwards (now Wells Fargo Advisors). With over 20 years of experience, Brian specializes in helping individual clients and their families develop customized wealth management strategies aimed at simplifying complex financial lives. Brian's expertise includes college education planning, family wealth management strategies, legacy planning, managing new wealth, and personal retirement planning. He works closely with business executives, entrepreneurs in the oil and gas industry, and other professionals, providing advice and discretionary management of personalized or defined investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party strategies. He holds a Bachelor's degree in Political Science from Texas Christian University and carries professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brian is involved in his community as a board member of Fort Worth University Little League and Pregnancy Lifeline, and formerly served on the TCU AddRan School Board. Residing in Fort Worth with his wife Jennifer and their three children, he enjoys spending time with his family, playing golf, skiing, and coaching youth sports.

Ryan Westmoreland is a Planning Consultant at Fidelity Investments, where he assists clients in developing financial plans aimed at achieving their retirement and investment objectives. He has been with Fidelity Investments since 2023, progressing through roles including Investment Consultant and Financial Representative before his current position. Prior to joining Fidelity Investments, Ryan worked as an Associate Representative at Thrivent Financial from 2022 to 2023. His professional experience encompasses financial planning and investment consulting. Outside of his professional work, Ryan enjoys activities such as fishing, football, golf, spending time at the lake, attending social events with friends, and listening to music.

Elias Bashour is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and develop strategies to pursue short-, mid-, and long-term financial goals. Elias provides guidance on a range of topics including investing, retirement planning, and saving for unexpected events, while also facilitating access to Bank of America specialists for banking, credit, home financing, and small business solutions. His areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Elias holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Texas State University. Outside of his professional role, Elias has interests in baseball, basketball, billiards, football, ice hockey, music, photography, spending time with family, traveling, and watching movies.

Roberto Torres is a Planning Consultant at Fidelity Investments, a role he has held since 2025. In this position, he partners with clients and their families to develop customized financial plans tailored to their personal needs. He focuses on collaboration and building strong relationships to create strategies aligned with clients' financial goals. Roberto's experience at Fidelity Investments includes roles as an Investment Solutions Representative from 2022 to 2023 and as a Customer Relationship Advocate from 2019 to 2022. He holds insurance licenses in Arkansas and California. Outside of his professional work, Roberto's personal interests include cars, family activities, social events with friends, golf, horseback riding, and traveling.