Timothy Cramer
Advisor at Cetera
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Timothy Cramer is a CFP® professional with 14 years of industry experience, currently affiliated with Cetera. His career includes roles at multiple Cetera entities and tax and accounting services through Cross Timbers CPAs PLLC. Outside of financial advising, he is involved in property management and tax services through his ownership of CT Property Connections LLC and Remarc Realty LLC. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary solutions, combining retirement and institutional capabilities with various investment program options.
Client services
Based on Cetera
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Cetera
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Charitable giving & philanthropy
Fee options
Flat fees for financial planning and consulting negotiated with client
$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)
Hourly consulting and financial planning rates negotiated with client
Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case
Location
233 West Broadway
Muskogee, OK 74401
Most active in
Timothy C has reported serving >5 clients in these states in the last 12 months.
Oklahoma
Work history
Cetera Financial Specialists LLC
2024 - Present (2 years)
Cetera
2024 - Present (2 years)
CROSS TIMBERS CPAs PLLC
2023 - Present (3 years)
Cetera
2021 - 2024 (3 years)
Cetera Financial Specialists LLC
2021 - 2024 (3 years)
CT Property Connections LLC
2021 - Present (5 years)
Remarc Realty LLC
2019 - Present (7 years)
Avantax Insurance Agency, LLC
2015 - 2021 (6 years)
First Oklahoma Advisory Group - DBA for Investment Business
2014 - 2022 (8 years)
Avantax Advisory services
2014 - 2021 (7 years)
Avantax Investment Services, INC.
2013 - 2021 (8 years)
Steven L. Wilson & Assoc.
2007 - 2022 (15 years)
Cramer Properties, LLC
1999 - Present (27 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
John J
Series 63, Series 66
Muskogee, OK
OSAIC Institutions, INC.
Christine A
Series 63, Series 65
Muskogee, OK
LPL Financial
Kelcie E
Series 66
Muskogee, OK
Edward Jones
Joshua C
Series 66
Muskogee, OK
Raymond James Financial
Kirk D
Series 63, Series 66
Muskogee, OK
LPL Financial
Ronaldo S
Series 63, Series 65
Ft Gibson, OK
Eagle Strategies (NY Life)
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