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Thomas Kirby

Advisor at Facet

Updated today

Location

Arvada, CO

Credentials

CFP®, Series 63, Series 65

Industry experience

26 years

About

Thomas Kirby is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Facet. He has worked extensively with USAA-affiliated firms since 2014 before joining Facet in 2020. Facet serves individual members across a broad range of net worth levels through subscription-based financial planning, including investment management. The firm uses model-based asset allocation with ETFs and supplements these with advanced strategies at certain service tiers, relying on technology-driven processes and a flat subscription pricing model rather than traditional asset-based fees.

Client services

Based on Facet

Financial planning Portfolio management

Expertise

Based on Facet

Tax-loss harvesting ESG / Sustainable investing Private / alternative investments Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Based on Facet

Retired Founder/Business Owner

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Fee options

Subscriptions

Flat membership fees ranging from $900 to $10,000 annually, billed monthly, quarterly, or annually in advance depending on membership level and payment period selected. $300 enrollment fee charged if billing cycle is other than annual (waived for Foundations members).

Other

Account minimum: $500 initial purchase for investment accounts; $0 minimum for High-Yield Account Fee-only: Financial planning fees generally range from $900 to $10,000 annually on a flat membership fee, subscription basis depending on the planning needs of the member. No additional fees for investment management.

Location

Arvada, CO

Most active in

Colorado · Texas

Work history

Facet Wealth

2020 - Present (6 years)

USAA Investment Services Company

2018 - Present (8 years)

USAA Financial Planning Services

2014 - Present (12 years)

Usaa

2014 - 2020 (6 years)

USAA Financial Advisors

2014 - 2020 (6 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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