Advisor at Universal Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Universal Financial Advisors, LLC
Location
St. Louis, MO 63122
Credentials
CFP®, Series 63
Industry experience
34 years
Susan Sommer is a CFP® with 34 years of experience in the financial services industry. She is currently with Universal Financial Advisors, LLC and has held prior roles at Osaic Wealth, Inc., PFG Advisors, LLC, Securities America, Inc., and Beam Asset Management. Outside of her advisory work, she participates in a women’s networking group focused on collaborative marketing efforts among financial professionals. Universal Financial Advisors, LLC serves individual investors, retirement plans, trusts, estates, charitable organizations, and business entities with comprehensive financial planning, investment management, and retirement plan consulting. The firm employs a diversified, asset-allocation approach informed by Modern and Post-Modern Portfolio Theory and offers tailored portfolios monitored on an ongoing basis.
Based on Universal Financial Advisors, LLC
Based on Universal Financial Advisors, LLC
Fixed fees for financial planning and consulting services generally range from $1,000 to $10,000 depending on scope and complexity
Generally ranges from less than 1% to no more than 2.5% annually, varies by portfolio size and services rendered
Certain IARs may provide securities brokerage services under separate commission-based arrangement as registered representatives of Osaic Wealth, Inc.
Hourly fees charged for financial planning and consulting services; specific rates not stated
Account minimum: $75,000 per account (can be aggregated) Minimum fee: Minimum Platform Service Fee (MPSF) of $50 annually per advisory account, may be waived based on aggregate household accounts Fee-only: Financial planning and consulting fees generally range from $1,000 to $10,000 on a fixed fee basis; hourly fees also charged but specifics not stated
333 S. Kirkwood Road, Suite 301
St. Louis, MO 63122
Missouri
OSAIC
2024 - Present (2 years)
Universal Financial Advisors, LLC
2022 - Present (4 years)
PFG Advisors, LLC
2021 - 2022 (1 year)
Securities America, Inc.
2015 - 2024 (9 years)
Beam Asset Management
2015 - 2021 (6 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 65
Fenton, MO
Midwest Investment Advisors, LLC
Series 63, Series 65
Chesterfield, MO
Mills Barrington Advisors, LLC.
Series 65
Saint Louis, MO
Midwest Advisors LLC
Series 63, Series 65
Chesterfield, MO
Premier Wealth Advisory Services, Inc.
Series 63, Series 66
Saint Louis, MO
Integra Wealth Advisors
Series 63, Series 65
Chesterfield, MO
S.P. Parkin & Co
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