Advisor at Brown Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Brown Financial Planning LLC
Location
Bay City, MI
Credentials
Series 65
Industry experience
6 years
Steven O'mara is a Series 65-licensed financial advisor with six years of industry experience. He is the sole advisor at Brown Financial Planning LLC in Bay City, MI, and has worked concurrently at Fisher Contracting since 1996. Brown Financial Planning LLC is a fee-only registered investment adviser serving individuals, including high-net-worth households, as well as small businesses and non-profits. The firm primarily manages accounts on a non-discretionary basis, utilizing both fundamental and technical analysis across a range of investment strategies.
Based on Brown Financial Planning LLC
Comprehensive Financial Plan $1,200 minimum; Annual Financial Plan Review $500 fixed fee
$50,000 - $175,000: 1.00% annually $175,001 - $375,000: 0.85% annually $375,001 - $675,000: 0.70% annually $675,001 - $900,000: 0.65% annually $900,001+: 0.50% annually
$250 per hour for Separate Financial Planning Consultations
Account minimum: $50,000 Fee-only: Comprehensive Financial Plan $1,200 minimum; Annual Financial Plan Review $500 fixed fee; Separate Financial Planning Consultations $250 hourly fee
Bay City, MI
Michigan
Fisher Contracting
1996 - Present (30 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 63
Freeland, MI
Reitz Capital Advisors LLC
Series 66
Bay City, MI
Recker Financial LLC
Series 63, Series 65
Saginaw, MI
Kuli Capital Management
Series 63, Series 65
Bay City, MI
Mid Michigan Insurance and Financial Services LLC
ChFC®, Series 63
Bay City, MI
Professional Analysts, LLC
CFP®, Series 65
Bay City, MI
Brown Financial Planning LLC
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")