Advisor at Cross State Financial Group LLC
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Firm
Cross State Financial Group LLC
Location
Albuquerque, NM 87109
Credentials
Series 63, Series 65
Industry experience
49 years
Steven Iversen is a financial advisor with Cross State Financial Group LLC in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked with several firms, including Crown Capital Securities and Foothill Securities, and serves as an independent contractor and enrolled agent assisting with tax preparation at Cross State Tax & Financial, LLC. He also works as an insurance agent focusing on fixed insurance, long-term care, medical, Medicare supplements, and final insurance needs. Cross State Financial Group serves individuals, charities, and retirement plans by providing financial planning, portfolio management, and third-party adviser monitoring. The firm combines fundamental analysis with tactical asset allocation and operates from multiple offices, offering discretionary management alongside client-imposed investment restrictions.
Based on Cross State Financial Group LLC
Based on Cross State Financial Group LLC
Fixed fee for comprehensive written financial plan ranging from $600 to $5,000 depending on complexity
$50,000 - $100,000: 1.50% per year $100,000 - $500,000: 1.35% per year $500,000 - $1,000,000: 1.15% per year $1,000,000 - $3,000,000: 1.00% per year $3,000,000 - $5,000,000: 1.00% per year $5,000,000 - $10,000,000: 0.85% per year $10,000,000+: 0.70% per year $0 - $500,000: 1.25% per year (Michigan Branch) $500,000 - $1,000,000: 1.00% per year (Michigan Branch) $1,000,000 - $1,500,000: 0.90% per year (Michigan Branch) $1,500,000 - $2,000,000: 0.80% per year (Michigan Branch) $2,000,000+: 0.75% per year (Michigan Branch)
Hourly fee for financial planning services ranges from $100 to $275 per hour with a minimum of two hours per engagement
Account minimum: $50,000 (minimum can be waived at discretion) Fee-only: Financial planning fees: Fixed fees from $600 to $5,000; Hourly fees from $100 to $275 per hour with minimum 2 hours
6721 Academy Rd. Ne, Suite B
Albuquerque, NM 87109
New Mexico
Cross State Tax & Financial, LLC
2022 - Present (4 years)
Crown Capital Securities, L.P./OSJ Manager
2016 - 2023 (7 years)
Cross State Financial Group, LLC.
2015 - Present (11 years)
Foothill Securities, Inc.
2010 - 2016 (6 years)
Waite & Genevieve Phillips FDN
2000 - 2016 (16 years)
Corporate Benefit Consultants, Ltd
1993 - 2016 (23 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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