Stephen O'neill
Advisor at Cetera
Updated today
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
About
Stephen O'Neill is a financial advisor with Cetera in Enid, Oklahoma, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. He has previously worked with Avantax Advisory Services and Avantax Insurance Services, and he is a shareholder and Senior Wealth Advisor at Brownlee Financial Services. Outside of his advisory work, he serves as an elected official at Oklahoma Bible Academy, assisting school leaders in advancing their mission and values. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, fiduciary solutions, and access to third-party money managers, combining retirement and institutional capabilities within its broad advisory platform.
Client services
Based on Cetera
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
Based on Cetera
Wealth management
Tax-loss harvesting
Retirement plans for business owners (SEP, solo 401k)
Charitable giving & philanthropy
Fee options
Flat fees for financial planning and consulting negotiated with client
$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)
Hourly consulting and financial planning rates negotiated with client
Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case
Location
110 N Independence
Enid, OK 73701
Most active in
Stephen O has reported serving >5 clients in these states in the last 12 months.
Oklahoma · Texas
Work history
Cetera
2025 - Present (1 year)
Cetera Wealth Services, LLC
2025 - Present (1 year)
WCRE 1227 Magnolia, LLC.
2025 - Present (1 year)
Eia
2024 - Present (2 years)
Rental Property
2019 - Present (7 years)
Avantax Advisory services
2011 - 2025 (14 years)
Avantax Insurance Agency and/or Avantax Insurance Services
2009 - 2025 (16 years)
Avantax Investment Services, INC.
2004 - 2025 (21 years)
Disclosures
Disclosures include customer complaints, regulatory actions, employment terminations, bankruptcies, and certain legal protections.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Series 65
Enid, OK
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Gary W
Series 63, Series 65
Enid, OK
Belpointe Asset Management LLC
Eric B
Series 63, Series 65
Enid, OK
First Command Advisory Services
David M
Series 66
Enid, OK
Cetera
Nicole D
Series 66
Enid, OK
Raymond James Financial
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