Advisor at Key Financial, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
West Chester, PA 19380
Credentials
CFP®, Series 63, Series 65
Industry experience
5 years
Spencer Peet is a CFP® professional with five years of industry experience, currently affiliated with Key Financial, Inc. He has previously worked at Osaic Wealth, Inc., Tristate Financial Advisors, and Fortegra Financial Corporation. Peet maintains an independent insurance agent license to stay informed about insurance products, though he does not actively sell insurance. Key Financial, Inc. serves individual clients, including high-net-worth households, as well as retirement plan sponsors and institutional clients, offering comprehensive financial planning, retirement consulting, and portfolio management. The firm’s investment approach focuses on long-term, asset-allocation driven portfolios using diversified mutual funds and ETFs, with tailored allocations and ongoing portfolio monitoring.
Based on Key Financial, Inc.
Based on Key Financial, Inc.
Fixed fee for Phase One Initial Financial Plan; fees estimated based on services requested and complexity.
$100,000 - $250,000: 1.50% annually (0.375% quarterly) discretionary KAS accounts $250,001 - $500,000: 1.20% annually (0.300% quarterly) discretionary KAS accounts $500,001 - $1,000,000: 1.00% annually (0.250% quarterly) discretionary KAS accounts $1,000,001 - $1,500,000: 0.90% annually (0.225% quarterly) discretionary KAS accounts $1,500,001 - $2,000,000: 0.85% annually (0.2125% quarterly) discretionary KAS accounts $2,000,001 - $2,500,000: 0.75% annually (0.1875% quarterly) discretionary KAS accounts $2,500,001 - $5,000,000: 0.65% annually (0.1625% quarterly) discretionary KAS accounts $5,000,001+: 0.50% annually (0.125% quarterly) discretionary KAS accounts $100,000 - $250,000: 1.75% annually (0.4375% quarterly) non-discretionary KAS accounts $250,001 - $500,000: 1.45% annually (0.3625% quarterly) non-discretionary KAS accounts $500,001 - $1,000,000: 1.25% annually (0.3125% quarterly) non-discretionary KAS accounts $1,000,001 - $1,500,000: 1.15% annually (0.2875% quarterly) non-discretionary KAS accounts $1,500,001 - $2,000,000: 1.10% annually (0.2625% quarterly) non-discretionary KAS accounts $2,000,001 - $2,500,000: 1.00% annually (0.25% quarterly) non-discretionary KAS accounts $2,500,001 - $5,000,000: 0.90% annually (0.225% quarterly) non-discretionary KAS accounts $5,000,001+: 0.75% annually (0.1875% quarterly) non-discretionary KAS accounts $100,000 - $250,000: 1.50% annually (0.375% quarterly) Advisor Managed Portfolios $250,001 - $500,000: 1.20% annually (0.300% quarterly) Advisor Managed Portfolios $500,001 - $1,000,000: 1.00% annually (0.250% quarterly) Advisor Managed Portfolios $1,000,001 - $1,500,000: 0.90% annually (0.225% quarterly) Advisor Managed Portfolios $1,500,001 - $2,000,000: 0.85% annually (0.2125% quarterly) Advisor Managed Portfolios $2,000,001 - $2,500,000: 0.75% annually (0.1875% quarterly) Advisor Managed Portfolios $2,500,001 - $5,000,000: 0.65% annually (0.1625% quarterly) Advisor Managed Portfolios $5,000,001+: 0.50% annually (0.125% quarterly) Advisor Managed Portfolios $0+: 0.333% annually (1/3 of 1%) Grandfathered Fiduciary Services Accounts (Retail Accounts) non-discretionary $0+: 0.65% annually (65 basis points) Grandfathered Advisory Accounts (discretionary)
Brokerage commissions charged on securities transactions, including mutual fund sales loads and insurance commissions paid to representatives in their individual capacity.
Hourly fees for additional services such as settling estates, divorce settlements, consultations with trust attorneys, or project-based work, estimated and agreed upon in advance.
Flat fee retainer for monitoring outside accounts ranging from $625 to $8,000 quarterly based on complexity and number of accounts.
Account minimum: $500,000
1045 A Andrew Drive
West Chester, PA 19380
Pennsylvania
OSAIC
2021 - Present (5 years)
Key Financial, Inc
2021 - Present (5 years)
Tristate Financial Advisors
2020 - 2021 (1 year)
Fortegra Financial Corporation
2019 - 2020 (1 year)
University of Delaware
2015 - 2019 (4 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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