Simcha Terwilliger

Lars Lassen is a CFP® with 15 years of experience and is the sole advisor at Magnolia Lane Capital, LLC, an independent firm he has led since 2015. He serves as a trustee of the Lassen Irrevocable Family Trust and is involved in community activities as a board member of the Hampton Roads Academy Alumni Council and a volunteer mentor with the Oyster Point Rotary Club. Magnolia Lane Capital provides discretionary investment advisory and portfolio management services to individuals, high-net-worth clients, charitable organizations, and businesses. The firm employs a value-oriented, fundamental stock-picking approach focused on selecting securities trading below intrinsic value, with portfolios tailored to clients’ risk tolerance and income needs.

Jonathan West is a financial advisor at Montgomery Capital Management, LLC with 23 years of industry experience. He holds the Series 66 designation and has worked at Montgomery Capital Management since 2003. West is also the director of College Funding Group, LLC, where he provides advice on college funding, financial aid opportunities, and scholarship sources. Montgomery Capital Management serves individual and high-net-worth clients, as well as pension plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management combined with college-funding consulting, employing an actively managed, top-down investment approach that adjusts portfolios based on a range of economic and market factors.

Zachary Bond is the principal of Bond Financial Planning, LLC, holding a Series 65 designation and over a decade of professional experience, including 13 years at Newport News Shipbuilding. He founded Bond Financial Planning in 2025 after a brief tenure at The McHenry Management Group. Bond Financial Planning, LLC provides discretionary wealth management and financial planning services primarily to individuals and high-net-worth clients. The firm focuses on direct client relationships, employing fundamental analysis with a long-term investment approach and constructing diversified portfolios using ETFs, mutual funds, and select individual securities.

Cheryl Nester is the principal advisor at Histor Investing, LLC in Williamsburg, VA, with 13 years of industry experience. She holds a Series 65 designation and has been with Histor Companies since 2008. In addition to her advisory role, she is president and principal consultant of HistorConsulting, a firm providing financial and management consulting services to nonprofit organizations. HistorInvesting is a fee-only, fiduciary advisory firm serving individuals, small businesses, nonprofits, and institutional clients. The firm offers comprehensive financial planning and non-discretionary portfolio management alongside educational services such as workshops, seminars, a video series, and a monthly newsletter. Its investment approach emphasizes macroeconomic analysis, life-cycle planning, and a buy-and-hold strategy with limited trading.

Oscar Alvarez is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at Pathway Financial Planning, Inc. in Newport News, VA. He has led his independent firm since 2014 and has operated a related financial services business since 2011. In addition to advisory work, Mr. Alvarez spends a significant portion of his time offering insurance products through a separate affiliated business. Pathway Financial Planning, Inc. provides fee-based investment management and financial planning services to individuals and small businesses, primarily through non-discretionary mandates. The firm offers tailored investment strategies, combines direct management with third-party managers, and conducts educational seminars and workshops for clients.

Paige Fraasch is a financial advisor at Norseman Advisory Group, Inc. with eight years of industry experience. She holds a Series 65 designation and has been associated with Norseman-related entities since 2014. Fraasch also maintains an insurance practice through Norseman Financial, Inc., dedicating a significant portion of her time to insurance services and product sales. Norseman Advisory Group, Inc. provides fee-based financial planning and portfolio management primarily to individual clients, as well as trusts, estates, and charitable organizations. The firm operates mainly on a non-discretionary basis, utilizing third-party money managers and custodians while applying fundamental, technical, and cyclical analysis in its investment approach.