Advisor at Pathway Financial Planning, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Firm
Pathway Financial Planning, Inc.
Location
Newport News, VA 23606
Credentials
CFP®, Series 63, Series 65
Industry experience
23 years
Oscar Alvarez is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at Pathway Financial Planning, Inc. in Newport News, VA. He has led his independent firm since 2014 and has operated a related financial services business since 2011. In addition to advisory work, Mr. Alvarez spends a significant portion of his time offering insurance products through a separate affiliated business. Pathway Financial Planning, Inc. provides fee-based investment management and financial planning services to individuals and small businesses, primarily through non-discretionary mandates. The firm offers tailored investment strategies, combines direct management with third-party managers, and conducts educational seminars and workshops for clients.
Based on Pathway Financial Planning, Inc.
$0 - $500,000: 1.00% annually (current), increasing to 1.10% annually beginning 4/1/26 $500,001 - $1,000,000: 0.90% annually (current), increasing to 0.99% annually beginning 4/1/26 $1,000,001 - $1,500,000: 0.75% annually (current), increasing to 0.825% annually beginning 4/1/26 $1,500,001 - $2,000,000: 0.65% annually (current), increasing to 0.715% annually beginning 4/1/26 $2,000,001+: 0.55% annually (current), increasing to 0.605% annually beginning 4/1/26
$200 per hour for financial planning and consulting services (negotiable)
Fee-only: Negotiable hourly fee of $200 for financial planning and consulting services
780 Pilot House Drive, Suite 100 C
Newport News, VA 23606
Texas · Virginia
Pathway Financial Planning, Inc.
2014 - Present (12 years)
Oscar Alvarez Dba Pathway Financial Services
2011 - Present (15 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
CFP®, Series 66
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