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Shiv Enakar

Advisor at M Holdings Securities, INC.

Updated today

Location

Detroit, MI 48226

Credentials

CFP®, Series 66

Industry experience

3 years

About

Shiv Enakar is a CFP® with three years of industry experience, currently affiliated with M Holdings Securities, Inc. He has held prior roles at Fidelity Investments, Verity Wealth Partners, Ameriprise, and other firms. Outside of financial advising, he operates a ticket resale business and has managed investment property through Enakar Airbnb LLC. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual, corporate, and retirement plan clients through a nationwide network of Investment Advisor Representatives. The firm offers a range of advisory services including discretionary and non-discretionary investment management, retirement plan consulting, and insurance-contract advisory services, utilizing multiple sponsored platforms and third-party managers.

Client services

Based on M Holdings Securities, INC.

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Based on M Holdings Securities, INC.

ESG / Sustainable investing Tax-loss harvesting

Occupation focus

Based on M Holdings Securities, INC.

Executive Founder/Business Owner Retired

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Fee options

Fixed

Financial planning/consulting flat fees typically up to $10,000 depending on complexity; negotiable.

Percentage

$0 - $184,615: Negotiated program fee minus 0.013% plus $24 annual minimum platform fee $184,615 - $2,308,000: Negotiated program fee $2,308,000+: Negotiated program fee minus 0.013% (due to max platform fee $300) $0 - $1,000,000: 1.30% (M Wealth Investment Management Services - Customized) $1,000,001 - $3,000,000: 1.25% (M Wealth Investment Management Services - Customized) $3,000,001 - $5,000,000: 1.20% (M Wealth Investment Management Services - Customized) $5,000,001 - $10,000,000: 1.10% (M Wealth Investment Management Services - Customized) $10,000,001+: 1.05% (M Wealth Investment Management Services - Customized) $0 - $1,000,000: 1.22% (M Wealth Model Management Services) $1,000,001 - $3,000,000: 1.20% (M Wealth Model Management Services) $3,000,001+: 1.17% (M Wealth Model Management Services)

Commissions

Brokerage commissions on securities and insurance products sold through M Securities BD.

Project-based

Financial planning/consulting fees up to $500 per hour.

Other

Account minimum: $10,000 Minimum fee: Minimum annual platform fees apply; for example, WealthPursuit Prime, Schwab Programs, and Portfolio Advisory Services apply a minimum annual platform fee of $24, with maximum $300, which adjusts total advisory fee accordingly. Fee-only: Financial planning/consulting fees up to $500 per hour, or flat fees typically up to $10,000 depending on complexity; negotiable.

Location

One Woodward Ave., Ste 1500

Detroit, MI 48226

Most active in

Michigan

Work history

M Holdings Securities, Inc.

2025 - Present (1 year)

LoVasco Consulting Group

2025 - Present (1 year)

Fidelity Investments

2025 - 2025 (1 year)

FIdelity Investments

2023 - 2025 (2 years)

Verity Wealth Partners

2022 - 2023 (1 year)

Ameriprise

2021 - 2022 (1 year)

Enakar Airbnb LLC

2020 - 2023 (3 years)

New American Funding

2019 - 2021 (2 years)

Shinola

2018 - 2019 (1 year)

Quicken Loans

2017 - 2018 (1 year)

Blue Cross Blue Shield of Michigan

2017 - 2017 (1 year)

Wayne State University

2012 - 2017 (5 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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General retirement planning Income planning Tax-loss harvesting General tax planning College savings (529s, UTMA, etc.) Founder/Business Owner
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